{"id":8299,"date":"2025-08-12T09:11:22","date_gmt":"2025-08-12T09:11:22","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8299"},"modified":"2025-08-12T09:11:23","modified_gmt":"2025-08-12T09:11:23","slug":"top-bank-fds-in-india-2025-check-interest-rates-of-top-banks","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/top-bank-fds-in-india-2025-check-interest-rates-of-top-banks\/","title":{"rendered":"Top Bank FDs in India\u00a02025\u00a0\u2013 Check Interest Rates of Top Banks"},"content":{"rendered":"\n<p>Several commercial banks offer competitive fixed\u2011deposit rates, and the \u201cbest\u201d depends on tenure, age category and deposit amount. Based on July\u2013August&nbsp;2025 data, top rates include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SBI<\/strong> \u2013 6.25\u00a0% for 1\u2011year FDs; senior citizens 6.75\u00a0%.<\/li>\n\n\n\n<li><strong>HDFC Bank<\/strong> \u2013 about 6.25\u00a0% for 1\u2011year; seniors 6.75\u00a0%.<\/li>\n\n\n\n<li><strong>Axis Bank<\/strong> \u2013 6.25\u00a0% for 1\u2011year.<\/li>\n\n\n\n<li><strong>Suryoday Small Finance Bank<\/strong> \u2013 7.50\u00a0% for 1\u2011year.<\/li>\n\n\n\n<li><strong>Bank of Maharashtra<\/strong> \u2013 6.7\u00a0% for 366\u00a0days.<\/li>\n\n\n\n<li><strong>Shriram Finance<\/strong> \u2013 about 7.11\u00a0% for 1\u2011year.<\/li>\n<\/ul>\n\n\n\n<h2 id='comparative-table-of-top-bank-fd-rates-1-year-tenure'  id=\"boomdevs_1\" class=\"wp-block-heading\">Comparative Table of Top Bank FD Rates (1\u2011Year Tenure)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Bank<\/th><th>1\u2011Year FD rate (general)<\/th><th>Senior citizen rate<\/th><\/tr><\/thead><tbody><tr><td>SBI<\/td><td>6.25\u00a0%<\/td><td>6.75&nbsp;%<\/td><\/tr><tr><td>HDFC Bank<\/td><td>6.25\u00a0%<\/td><td>6.75&nbsp;%<\/td><\/tr><tr><td>PNB<\/td><td>~6.40\u00a0%<\/td><td>6.90&nbsp;%<\/td><\/tr><tr><td>Axis Bank<\/td><td>6.25\u00a0%<\/td><td>6.75&nbsp;%<\/td><\/tr><tr><td>Bank of Maharashtra<\/td><td>6.70\u00a0%<\/td><td>7.20&nbsp;%<\/td><\/tr><tr><td>Suryoday SFB<\/td><td><strong>7.50\u00a0%<\/strong><\/td><td>8.00&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Always confirm rates directly with the bank before investing. Top rates are subject to change, and some banks have special schemes for specific tenures that may offer higher returns.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8299","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}