{"id":8296,"date":"2025-08-12T07:57:46","date_gmt":"2025-08-12T07:57:46","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8296"},"modified":"2025-08-12T07:57:46","modified_gmt":"2025-08-12T07:57:46","slug":"union-bank-of-india-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/union-bank-of-india-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Union Bank of India Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Union Bank of India, a public sector bank, offers a wide range of FD tenures. According to the latest available rate chart for deposits below \u20b92\u00a0crore, the bank pays between <strong>3.50\u00a0% and 7.25\u00a0%<\/strong> interest per annum. The highest rate of <strong>7.25\u00a0%<\/strong> is offered for a special <strong>399\u2011day<\/strong> deposit. Senior citizens receive an additional 0.50\u00a0% and super senior citizens (aged over\u00a080 years) get 0.75\u00a0% extra.<\/p>\n\n\n\n<h3 id='union-bank-fd-interest-rates-deposits-<\u20b92-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\">Union Bank FD Interest Rates (Deposits &lt;\u20b92&nbsp;Crore)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>General rate<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>7\u201314&nbsp;days<\/td><td>3.50\u00a0%<\/td><td>Short\u2010term<\/td><\/tr><tr><td>181&nbsp;days&nbsp;\u2013&nbsp;&lt;1&nbsp;year<\/td><td>5.75\u00a0%<\/td><td>Medium\u2011term<\/td><\/tr><tr><td>1&nbsp;year<\/td><td>6.75\u00a0%<\/td><td>Standard 1\u2011year deposit<\/td><\/tr><tr><td>399&nbsp;days (special)<\/td><td><strong>7.25\u00a0%<\/strong><\/td><td>Highest rate; senior citizens get +0.50&nbsp;%<\/td><\/tr><tr><td>400&nbsp;days&nbsp;\u2013&nbsp;2&nbsp;years<\/td><td>6.50\u00a0%<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>For the most accurate rates, consult the Union Bank website or visit a branch. Rates can change and may differ for higher deposit amounts. Consider laddering your FDs across different tenures to maximize returns while retaining liquidity.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8296","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}