{"id":8223,"date":"2025-08-12T06:35:41","date_gmt":"2025-08-12T06:35:41","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8223"},"modified":"2025-08-12T06:35:41","modified_gmt":"2025-08-12T06:35:41","slug":"sbi-mod-sbi-mod-interest-rates-eligibility","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/sbi-mod-sbi-mod-interest-rates-eligibility\/","title":{"rendered":"SBI MOD &#8211; SBI MOD Interest Rates &amp; Eligibility"},"content":{"rendered":"\n<p>The SBI Multi Option Deposit (MOD) is a term deposit linked to your savings or current account. It allows partial withdrawals in multiples of \u20b91,000 while the remainder continues earning term-deposit interest. Interest rates are similar to SBI\u2019s regular FDs. Key features are summarised below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Feature<\/th><th>Description<\/th><\/tr><\/thead><tbody><tr><td>Tenure<\/td><td>1\u20135 years<\/td><\/tr><tr><td>Minimum deposit<\/td><td>\u20b910,000 and in multiples of \u20b91,000<\/td><\/tr><tr><td>Interest rate<\/td><td>Same as SBI term deposits for corresponding tenure<\/td><\/tr><tr><td>Withdrawal<\/td><td>Partial withdrawal allowed in multiples of \u20b91,000<\/td><\/tr><tr><td>Loan facility<\/td><td>Overdraft\/loan available against deposit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The MOD is ideal if you want high liquidity without sacrificing FD returns. Nomination and tax deduction facilities apply as in regular term deposits.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8223","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}