{"id":7567,"date":"2025-07-09T12:14:37","date_gmt":"2025-07-09T12:14:37","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7567"},"modified":"2025-07-09T12:14:37","modified_gmt":"2025-07-09T12:14:37","slug":"indian-overseas-bank-sms-banking-balance-mini-statement-more-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/indian-overseas-bank-sms-banking-balance-mini-statement-more-2025\/","title":{"rendered":"Indian Overseas Bank SMS Banking \u2013 Balance, Mini Statement & More (2025)"},"content":{"rendered":"\n

Don\u2019t have internet access but need to check your bank balance or recent transactions? Indian Overseas Bank (IOB) SMS Banking<\/strong> lets you get account updates anytime, anywhere \u2014 just by sending a text from your mobile phone.<\/p>\n\n\n\n

No app or login required \u2014 just a few SMS commands from your registered mobile number<\/strong>.<\/p>\n\n\n\n

What Is IOB SMS Banking?<\/h2>\n\n\n\n

IOB SMS Banking<\/strong> is a free, convenient service that allows customers to access account details and request basic services by sending keywords via SMS.<\/p>\n\n\n\n

Secure
Works on any phone (smart or basic)
Available 24\u00d77<\/p>\n\n\n\n

IOB SMS Banking Number<\/h2>\n\n\n\n

Send SMS to:<\/strong>
84240 22122<\/strong><\/p>\n\n\n\n

SMS must be sent from your registered mobile number<\/strong> only.<\/p>\n\n\n\n

IOB SMS Banking Commands List (2025)<\/h2>\n\n\n\n

Here are the most common and useful SMS banking codes:<\/p>\n\n\n\n

Function<\/th>SMS Format<\/th>Example<\/th><\/tr><\/thead>
\ud83d\udcb0 Account Balance<\/td>BAL <last 4 digits of account><\/code><\/td>BAL 1234<\/code><\/td><\/tr>
\ud83d\udcdc Mini Statement<\/td>MINI <last 4 digits of account><\/code><\/td>MINI 1234<\/code><\/td><\/tr>
\ud83d\udd12 Block ATM Card<\/td>BLOCK <last 4 digits of card><\/code><\/td>BLOCK 5678<\/code><\/td><\/tr>
\ud83e\uddfe Cheque Status<\/td>CHQSTS <cheque no><\/code><\/td>CHQSTS 123456<\/code><\/td><\/tr>
\ud83d\udccb Account Status<\/td>STATUS <last 4 digits><\/code><\/td>STATUS 1234<\/code><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

You\u2019ll receive an instant reply via SMS with the requested info.<\/p>\n\n\n\n

How to Register for IOB SMS Banking<\/h2>\n\n\n\n

You must register your mobile number<\/strong> with the bank to use SMS banking.<\/p>\n\n\n\n

Ways to register:<\/h3>\n\n\n\n
    \n
  1. Visit your nearest IOB branch<\/strong><\/li>\n\n\n\n
  2. Fill out the Mobile Number Registration Form<\/strong><\/li>\n\n\n\n
  3. Submit with a valid ID (e.g. Aadhaar, PAN)<\/li>\n<\/ol>\n\n\n\n

    Once updated, SMS banking will be activated within 24\u201348 hours<\/strong>.<\/p>\n\n\n\n

    IOB Missed Call Banking (Alternative Option)<\/h2>\n\n\n\n

    IOB also offers missed call banking<\/strong> for quick access to basic services:<\/p>\n\n\n\n

    Service<\/th>Missed Call Number<\/th><\/tr><\/thead>
    Balance Enquiry<\/td>\ud83d\udcde 044 4222 2222<\/strong><\/td><\/tr>
    Mini Statement<\/td>\ud83d\udcde 044 4222 2211<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Give a missed call from your registered mobile number<\/strong>, and receive an SMS response.<\/p>\n\n\n\n

    Is IOB SMS Banking Safe?<\/h2>\n\n\n\n

    Yes \u2014 because it:<\/p>\n\n\n\n

      \n
    • Works only with your registered mobile number<\/strong><\/li>\n\n\n\n
    • Shares limited account info (no sensitive details)<\/li>\n\n\n\n
    • Doesn\u2019t require logging in or using public Wi-Fi<\/li>\n<\/ul>\n\n\n\n

      Tip:<\/strong> Always delete banking SMS after reading and never share SMS codes with anyone.<\/p>\n\n\n\n

      FAQs<\/h2>\n\n\n
      \n
      \n
      \n

      Q1: Is SMS banking free at IOB?<\/h3>\n
      \n\n

      A. Yes. IOB does not charge for SMS banking. However, your mobile operator<\/strong> may apply standard SMS charges.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q2: Can I use SMS banking abroad?<\/h3>\n
      \n\n

      A. Yes, if international SMS is enabled<\/strong> on your number. Use the same number (8424022122<\/strong>).<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q3: What if I send the wrong format?<\/h3>\n
      \n\n

      A. You\u2019ll receive a reply with an error message or instructions to correct it.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q4: Can I transfer money through SMS banking?<\/h3>\n
      \n\n

      A. No. SMS banking is for inquiry services only<\/strong>. Use IOB Net Banking<\/strong> or mBanking Plus App<\/strong> for transfers.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

      Key Takeaways<\/h2>\n\n\n\n
        \n
      • IOB SMS Banking lets you check your balance, mini statement, or block ATM card<\/strong> without internet<\/li>\n\n\n\n
      • Send SMS to 84240 22122<\/strong> using predefined keywords<\/li>\n\n\n\n
      • Free service, available 24\u00d77<\/li>\n\n\n\n
      • Mobile number must be registered with your IOB account<\/li>\n<\/ul>\n\n\n\n

        <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7567","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}