{"id":7566,"date":"2025-07-09T12:05:24","date_gmt":"2025-07-09T12:05:24","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7566"},"modified":"2025-07-09T12:05:24","modified_gmt":"2025-07-09T12:05:24","slug":"axis-bank-neft-charges-2025-fees-limits-timings-free-transfer-options","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/axis-bank-neft-charges-2025-fees-limits-timings-free-transfer-options\/","title":{"rendered":"Axis Bank NEFT Charges 2025 \u2013 Fees, Limits, Timings & Free Transfer Options"},"content":{"rendered":"\n

Need to send money from your Axis Bank account to another bank? NEFT (National Electronic Funds Transfer)<\/strong> is a trusted and secure way to transfer funds within India. But should you use a branch or go online?<\/p>\n\n\n\n

Here\u2019s everything you need to know about Axis Bank NEFT charges<\/strong>, limits, timings, and how to transfer money for free<\/strong>.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT is an RBI-regulated system for electronic fund transfers<\/strong> between banks. It works in half-hourly batches<\/strong>, making it ideal for personal and business use.<\/p>\n\n\n\n

Works across all major Indian banks
No minimum amount
Safe, RBI-backed system<\/p>\n\n\n\n

Axis Bank NEFT Charges (2025)<\/h2>\n\n\n\n

Branch-Based NEFT Charges<\/strong><\/h3>\n\n\n\n
Amount Range<\/th>NEFT Charges (Excl. GST)<\/th><\/tr><\/thead>
Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
\u20b910,001 \u2013 \u20b91 lakh<\/td>\u20b94.75<\/td><\/tr>
\u20b91 lakh \u2013 \u20b92 lakhs<\/td>\u20b914.75<\/td><\/tr>
Above \u20b92 lakhs<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

18% GST will be added on top of these charges.<\/em><\/p>\n\n\n\n

Online NEFT Charges (Mobile & Net Banking)<\/strong><\/h3>\n\n\n\n

Free<\/strong> \u2013 Axis Bank does not charge<\/strong> for NEFT transfers made through:<\/p>\n\n\n\n

    \n
  • Axis Mobile App<\/strong><\/li>\n\n\n\n
  • Axis Internet Banking<\/strong><\/li>\n\n\n\n
  • UPI-based apps linked to Axis Bank<\/strong><\/li>\n<\/ul>\n\n\n\n

    \ud83d\udca1 Save money by choosing online transfers<\/strong> instead of visiting a branch.<\/p>\n\n\n\n

    Axis Bank NEFT Timings<\/h2>\n\n\n\n
    Mode<\/th>Timing<\/th><\/tr><\/thead>
    Online<\/strong><\/td>24\u00d77\u00d7365<\/td><\/tr>
    Branch<\/strong><\/td>During banking hours (typically 10 AM to 4 PM)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Transfers are processed every 30 minutes<\/strong>. Most are completed within 30 minutes to 2 hours<\/strong>.<\/p>\n\n\n\n

    NEFT Transfer Limits<\/h2>\n\n\n\n
    Platform<\/th>Daily Limit<\/th><\/tr><\/thead>
    Net Banking<\/td>\u20b910 lakhs (default)<\/td><\/tr>
    Mobile App<\/td>\u20b95 lakhs (default)<\/td><\/tr>
    Branch<\/td>Based on account profile<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    You can raise your online limits via Axis Internet Banking.<\/p>\n\n\n\n

    How to Use NEFT with Axis Bank<\/h2>\n\n\n\n

    Online (Mobile App or Net Banking)<\/h3>\n\n\n\n
      \n
    1. Log in to Axis Mobile or https:\/\/www.axisbank.com<\/li>\n\n\n\n
    2. Go to \u201cFund Transfer\u201d \u2192 \u201cOther Bank \u2013 NEFT\u201d<\/strong><\/li>\n\n\n\n
    3. Select\/add the beneficiary<\/li>\n\n\n\n
    4. Enter the amount, remarks, and confirm with OTP<\/li>\n<\/ol>\n\n\n\n

      At the Branch<\/h3>\n\n\n\n
        \n
      1. Fill out a NEFT request form<\/strong><\/li>\n\n\n\n
      2. Provide the beneficiary’s name, account number, and IFSC code<\/li>\n\n\n\n
      3. Submit it with your cheque or cash<\/li>\n<\/ol>\n\n\n\n

        FAQs<\/h2>\n\n\n
        \n
        \n
        \n

        Q1: Is NEFT free in Axis Bank?<\/h3>\n
        \n\n

        A. Yes \u2014 NEFT is free online<\/strong> via mobile or internet banking. Charges apply only at branches<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

        \n

        Q2: Can I use NEFT on Sunday?<\/h3>\n
        \n\n

        A. Yes. NEFT via online banking works 24\u00d77<\/strong>, including weekends and holidays.<\/p>\n\n<\/div>\n<\/div>\n

        \n

        Q3: What if my NEFT transfer fails?<\/h3>\n
        \n\n

        A. The money is usually refunded within 1\u20132 business days<\/strong>. You can track it via the app or contact customer care.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

        Key Takeaways<\/h2>\n\n\n\n
          \n
        • Online NEFT is free<\/strong> with Axis Bank<\/li>\n\n\n\n
        • Branch-based NEFT is chargeable<\/strong> based on amount transferred<\/li>\n\n\n\n
        • Works 24\u00d77 online<\/strong>, and during working hours at branches<\/li>\n\n\n\n
        • Use Axis Mobile or Net Banking for safe and fast transfers<\/strong><\/li>\n<\/ul>\n\n\n\n

          <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7566","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}