{"id":7561,"date":"2025-07-09T10:57:51","date_gmt":"2025-07-09T10:57:51","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7561"},"modified":"2025-07-09T11:00:18","modified_gmt":"2025-07-09T11:00:18","slug":"uco-bank-neft-charges-limits-timings-online-process-2025-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/uco-bank-neft-charges-limits-timings-online-process-2025-guide\/","title":{"rendered":"UCO Bank NEFT Charges \u2013 Limits, Timings & Online Process (2025 Guide)"},"content":{"rendered":"\n

Need to transfer money from your UCO Bank account to another bank? NEFT (National Electronic Funds Transfer)<\/strong> is one of the safest, RBI-approved ways to do it.<\/p>\n\n\n\n

Here\u2019s everything you need to know about UCO Bank NEFT charges<\/strong>, limits, timings, and how to use the service easily in 2025.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT<\/strong> is a payment system regulated by the Reserve Bank of India (RBI)<\/strong> that enables you to transfer funds electronically from your UCO Bank account to any bank in India \u2014 24\u00d77 (online).<\/p>\n\n\n\n

Safe & secure
Works across all Indian banks
Ideal for personal and business transactions<\/p>\n\n\n\n

UCO Bank NEFT Charges (2025)<\/h2>\n\n\n\n

Free for online NEFT transfers<\/strong> using UCO Net Banking or UCO mBanking Plus App.
Charges apply only for NEFT at the branch.<\/strong><\/p>\n\n\n\n

Branch NEFT Charges (Offline):<\/h3>\n\n\n\n
Transfer Amount<\/th>Charges (Excl. GST)<\/th><\/tr><\/thead>
Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
\u20b910,001 to \u20b91 lakh<\/td>\u20b94.75<\/td><\/tr>
\u20b91 lakh to \u20b92 lakhs<\/td>\u20b914.75<\/td><\/tr>
Above \u20b92 lakhs<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

GST at 18% will be added to the above rates.<\/em><\/p>\n\n\n\n

UCO Bank NEFT Timings<\/h2>\n\n\n\n
Mode<\/th>NEFT Timing<\/th><\/tr><\/thead>
Online<\/strong><\/td>24\u00d77\u00d7365<\/td><\/tr>
Branch<\/strong><\/td>Typically 10:00 AM to 4:00 PM (weekdays), 10:00 AM to 1:00 PM (working Saturdays)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

NEFT is processed in half-hourly settlement batches<\/strong>, so your transfer usually completes within 30\u2013120 minutes<\/strong>.<\/p>\n\n\n\n

UCO Bank NEFT Limits<\/h2>\n\n\n\n
Mode<\/th>Minimum<\/th>Maximum per Day<\/th><\/tr><\/thead>
Net Banking<\/td>\u20b91<\/td>\u20b910 lakhs<\/td><\/tr>
Mobile Banking<\/td>\u20b91<\/td>\u20b95 lakhs<\/td><\/tr>
Branch<\/td>\u20b91<\/td>Based on account profile<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

You can increase your NEFT limit by submitting a request via branch or online banking.<\/p>\n\n\n\n

How to Use NEFT with UCO Bank<\/h2>\n\n\n\n

Internet Banking:<\/h3>\n\n\n\n
    \n
  1. Log in at https:\/\/www.ucobank.com<\/li>\n\n\n\n
  2. Go to \u201cFund Transfer \u2192 NEFT\u201d<\/strong><\/li>\n\n\n\n
  3. Add\/select beneficiary<\/li>\n\n\n\n
  4. Enter amount and remarks<\/li>\n\n\n\n
  5. Confirm with OTP to complete the transfer<\/li>\n<\/ol>\n\n\n\n

    Mobile App (UCO mBanking Plus):<\/h3>\n\n\n\n
      \n
    1. Log in to the UCO mBanking Plus app<\/strong><\/li>\n\n\n\n
    2. Tap \u201cTransfers\u201d \u2192 \u201cNEFT\u201d<\/strong><\/li>\n\n\n\n
    3. Select account and beneficiary<\/li>\n\n\n\n
    4. Enter amount \u2192 Confirm with MPIN or OTP<\/li>\n<\/ol>\n\n\n\n

      Branch Transfer:<\/h3>\n\n\n\n
        \n
      1. Visit your branch<\/li>\n\n\n\n
      2. Fill out the NEFT request form<\/strong><\/li>\n\n\n\n
      3. Submit with cheque or cash<\/li>\n\n\n\n
      4. Bank will process the transfer during NEFT hours<\/li>\n<\/ol>\n\n\n\n

        FAQs<\/h2>\n\n\n\n

        Q1: Is NEFT free in UCO Bank?<\/h3>\n\n\n\n

        Yes, NEFT is free via net banking and mobile app<\/strong>. Charges apply only at the branch<\/strong>.<\/p>\n\n\n\n

        Q2: Can I transfer money on holidays?<\/h3>\n\n\n\n

        Yes. NEFT is available 24\u00d77 online<\/strong>, including Sundays and public holidays.<\/p>\n\n\n\n

        Q3: What do I need to make a NEFT transfer?<\/h3>\n\n\n\n

        You need:<\/p>\n\n\n\n

          \n
        • Beneficiary’s name<\/strong><\/li>\n\n\n\n
        • Account number<\/strong><\/li>\n\n\n\n
        • Bank name and IFSC code<\/strong><\/li>\n<\/ul>\n\n\n\n

          Q4: What happens if the transfer fails?<\/h3>\n\n\n\n

          The amount is usually reversed within 1\u20132 working days<\/strong>. You can contact UCO Bank customer care<\/strong> or your branch for help.<\/p>\n\n\n\n

          Key Takeaways<\/h2>\n\n\n\n
            \n
          • NEFT is free online<\/strong>, charged only for in-branch transfers<\/li>\n\n\n\n
          • Works 24\u00d77<\/strong> via internet and mobile banking<\/li>\n\n\n\n
          • Use NEFT for safe, RBI-regulated bank-to-bank transfers<\/li>\n\n\n\n
          • Branch NEFT charges range from \u20b92.25 to \u20b924.75 + GST<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7561","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}