{"id":7559,"date":"2025-07-09T10:46:45","date_gmt":"2025-07-09T10:46:45","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7559"},"modified":"2025-07-09T10:46:45","modified_gmt":"2025-07-09T10:46:45","slug":"canara-bank-neft-charges-transfer-limits-timings-process-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/canara-bank-neft-charges-transfer-limits-timings-process-2025\/","title":{"rendered":"Canara Bank NEFT Charges \u2013 Transfer Limits, Timings & Process (2025)"},"content":{"rendered":"\n

Need to transfer money safely to another bank account? NEFT (National Electronic Funds Transfer)<\/strong> by Canara Bank is a secure and widely-used method to send money across India.<\/p>\n\n\n\n

Here\u2019s everything you need to know about Canara Bank NEFT charges, limits, timings, and how to use it<\/strong> effectively in 2025.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT is an RBI-regulated digital payment system that allows you to transfer funds from your Canara Bank account to any other bank account in India.<\/p>\n\n\n\n

Secure & reliable
Works 24\u00d77 (online)
Ideal for personal and business payments<\/p>\n\n\n\n

Canara Bank NEFT Charges (2025)<\/h2>\n\n\n\n

Canara Bank does not charge any fees<\/strong> for NEFT transactions done through:<\/p>\n\n\n\n

    \n
  • Internet banking<\/strong><\/li>\n\n\n\n
  • Mobile banking<\/strong><\/li>\n\n\n\n
  • UPI<\/strong><\/li>\n<\/ul>\n\n\n\n

    NEFT is FREE online.<\/strong><\/p>\n\n\n\n

    NEFT Charges at the Branch (Offline):<\/h3>\n\n\n\n
    Amount Transferred<\/th>NEFT Charges* (Excl. GST)<\/th><\/tr><\/thead>
    Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
    \u20b910,001 to \u20b91 lakh<\/td>\u20b94.75<\/td><\/tr>
    \u20b91 lakh to \u20b92 lakhs<\/td>\u20b914.75<\/td><\/tr>
    Above \u20b92 lakhs<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    GST (18%) will be added on top of these charges.<\/em><\/p>\n\n\n\n

    Canara Bank NEFT Timings<\/h2>\n\n\n\n
    Mode<\/th>Timings<\/th><\/tr><\/thead>
    Online<\/td>24\u00d77\u00d7365<\/strong><\/td><\/tr>
    At Branch<\/td>Usually 10 AM to 4 PM<\/strong> on weekdays, shorter hours on Saturdays<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    NEFT is processed in half-hourly batches<\/strong>, so funds typically reach within 30 minutes to 2 hours<\/strong>.<\/p>\n\n\n\n

    NEFT Transfer Limits<\/h2>\n\n\n\n
    Platform<\/th>Minimum<\/th>Maximum per day<\/th><\/tr><\/thead>
    Internet Banking<\/td>\u20b91<\/td>\u20b910 lakhs (default)<\/td><\/tr>
    Mobile Banking<\/td>\u20b91<\/td>\u20b95 lakhs (default)<\/td><\/tr>
    Branch<\/td>\u20b91<\/td>No fixed limit (depends on account profile)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    You can request a higher limit<\/strong> by visiting your branch or using net banking.<\/p>\n\n\n\n

    How to Use NEFT at Canara Bank<\/h2>\n\n\n\n

    Online via Net Banking:<\/h3>\n\n\n\n
      \n
    1. Log in to https:\/\/canarabank.com<\/li>\n\n\n\n
    2. Go to \u201cTransfers\u201d \u2192 \u201cNEFT\u201d<\/strong><\/li>\n\n\n\n
    3. Add a beneficiary (if not done already)<\/li>\n\n\n\n
    4. Enter amount, remarks, and confirm with OTP<\/li>\n<\/ol>\n\n\n\n

      Via Mobile Banking (Canara ai1 App):<\/h3>\n\n\n\n
        \n
      1. Open the Canara ai1 app<\/strong><\/li>\n\n\n\n
      2. Tap \u201cTransfer\u201d \u2192 \u201cNEFT\u201d<\/strong><\/li>\n\n\n\n
      3. Select account & beneficiary<\/li>\n\n\n\n
      4. Enter amount \u2192 Authorize using mPIN or OTP<\/li>\n<\/ol>\n\n\n\n

        At the Branch:<\/h3>\n\n\n\n
          \n
        1. Fill out the NEFT form<\/strong> with:\n
            \n
          • Beneficiary\u2019s name, account number, IFSC code<\/li>\n<\/ul>\n<\/li>\n\n\n\n
          • Submit it along with cheque or cash<\/li>\n\n\n\n
          • The bank will process it during NEFT hours<\/li>\n<\/ol>\n\n\n\n

            FAQs<\/h2>\n\n\n
            \n
            \n
            \n

            Q1: Is NEFT free in Canara Bank?<\/h3>\n
            \n\n

            A. Yes, NEFT is free via net banking and mobile banking<\/strong>. Charges apply only at the branch<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q2: Can I send NEFT on Sunday?<\/h3>\n
            \n\n

            A. Yes, if you’re using online platforms<\/strong>. NEFT is available 24×7<\/strong>, including weekends and holidays.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q3: How long does NEFT take?<\/h3>\n
            \n\n

            A. Usually 30 minutes to 2 hours<\/strong>, depending on the receiving bank\u2019s processing.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q4: What if my NEFT transaction fails?<\/h3>\n
            \n\n

            A. The amount is refunded automatically<\/strong> within 1\u20132 working days. You can contact customer care or your branch for help.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

            Key Takeaways<\/h2>\n\n\n\n
              \n
            • NEFT is free online<\/strong>, but branch transactions incur fees<\/strong><\/li>\n\n\n\n
            • Transfers are processed in real-time batches, 24×7<\/strong><\/li>\n\n\n\n
            • Safe, reliable option for personal or business payments<\/li>\n\n\n\n
            • Prefer online banking to save time and money<\/li>\n<\/ul>\n\n\n\n

              <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7559","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}