{"id":7556,"date":"2025-07-09T09:39:28","date_gmt":"2025-07-09T09:39:28","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7556"},"modified":"2025-07-09T09:39:28","modified_gmt":"2025-07-09T09:39:28","slug":"bank-of-baroda-neft-charges-fees-limits-timings-2025-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bank-of-baroda-neft-charges-fees-limits-timings-2025-guide\/","title":{"rendered":"Bank of Baroda NEFT Charges \u2013 Fees, Limits & Timings (2025 Guide)"},"content":{"rendered":"\n

Need to transfer money from your Bank of Baroda account? NEFT (National Electronic Funds Transfer)<\/strong> is one of the most trusted ways to send money between bank accounts in India.<\/p>\n\n\n\n

In this guide, you\u2019ll find the latest Bank of Baroda NEFT charges<\/strong>, transaction limits, timings, and how to make NEFT transfers for free.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT is a secure, RBI-backed money transfer system that lets you send funds to any Indian bank account<\/strong>, even if the recipient is with a different bank.<\/p>\n\n\n\n

Ideal for personal or business payments
Available 24\u00d77<\/strong> (online)
No minimum transfer amount<\/p>\n\n\n\n

Bank of Baroda NEFT Charges (2025)<\/h2>\n\n\n\n

NEFT charges at Bank of Baroda depend on the mode of transaction<\/strong>:<\/p>\n\n\n\n

Charges at the Branch (Offline NEFT):<\/h3>\n\n\n\n
Amount (\u20b9)<\/th>Charges (Excl. GST)<\/th><\/tr><\/thead>
Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
\u20b910,001 \u2013 \u20b91,00,000<\/td>\u20b94.75<\/td><\/tr>
\u20b91,00,001 \u2013 \u20b92,00,000<\/td>\u20b914.75<\/td><\/tr>
Above \u20b92,00,000<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

GST of 18% is added to the above charges.<\/em><\/p>\n\n\n\n

NEFT Charges Online (via Internet\/Mobile Banking)<\/h3>\n\n\n\n

Free of charge<\/strong> \u2014 no fees for NEFT transfers made through:<\/p>\n\n\n\n

    \n
  • Baroda Connect (Internet Banking)<\/strong><\/li>\n\n\n\n
  • bob World App (Mobile Banking)<\/strong><\/li>\n<\/ul>\n\n\n\n

    You can save money by using online banking instead of visiting a branch.<\/p>\n\n\n\n

    NEFT Timings<\/h2>\n\n\n\n
    Mode<\/th>Timings<\/th><\/tr><\/thead>
    Online<\/td>24\u00d77<\/strong>, 365 days<\/td><\/tr>
    Branch<\/td>During working hours (usually 10 AM to 4 PM)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    NEFT transfers are processed in half-hourly batches<\/strong>, so your funds may take 15\u201360 minutes<\/strong> to reflect.<\/p>\n\n\n\n

    NEFT Transaction Limits at BOB<\/h2>\n\n\n\n
    Platform<\/th>Minimum<\/th>Maximum<\/th><\/tr><\/thead>
    Branch<\/td>\u20b91<\/td>No fixed limit (based on customer profile)<\/td><\/tr>
    Internet Banking<\/td>\u20b91<\/td>\u20b910 lakhs\/day (can be increased on request)<\/td><\/tr>
    Mobile Banking<\/td>\u20b91<\/td>\u20b95 lakhs\/day (default)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Limits can be increased by submitting a request to the bank.<\/p>\n\n\n\n

    FAQs<\/h2>\n\n\n
    \n
    \n
    \n

    Q1: Is NEFT free at Bank of Baroda?<\/h3>\n
    \n\n

    A. Yes, if done via bob World<\/strong> or Baroda Connect<\/strong>. Charges apply only for branch-based NEFT<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

    \n

    Q2: Can I do NEFT on Sunday or a public holiday?<\/h3>\n
    \n\n

    A. Yes. NEFT works 24\u00d77<\/strong>, even on weekends and holidays, when done online<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

    \n

    Q3: What if the transaction fails?<\/h3>\n
    \n\n

    A. The amount is usually refunded within 1\u20132 working days<\/strong>. You can also raise a complaint via customer care or your home branch.<\/p>\n\n<\/div>\n<\/div>\n

    \n

    Q4: How can I get proof of NEFT transfer?<\/h3>\n
    \n\n

    A. You can download a receipt<\/strong> from your transaction history in the app or net banking portal.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

    Key Takeaways<\/h2>\n\n\n\n
      \n
    • Branch NEFT<\/strong> charges start from \u20b92.25 + GST<\/li>\n\n\n\n
    • Online NEFT is free<\/strong> via bob World and internet banking<\/li>\n\n\n\n
    • Transfers are secure, reliable, and fast<\/strong><\/li>\n\n\n\n
    • NEFT works 24\u00d77<\/strong> online and during banking hours at branches<\/li>\n<\/ul>\n\n\n\n

      <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7556","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}