{"id":7541,"date":"2025-07-08T11:56:21","date_gmt":"2025-07-08T11:56:21","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7541"},"modified":"2025-07-08T11:56:23","modified_gmt":"2025-07-08T11:56:23","slug":"icici-neft-charges-2025-fees-timings-how-to-transfer-for-free","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/icici-neft-charges-2025-fees-timings-how-to-transfer-for-free\/","title":{"rendered":"ICICI NEFT Charges 2025: Fees, Timings & How to Transfer for Free"},"content":{"rendered":"\n

If you bank with ICICI and want to transfer money to another account, NEFT (National Electronic Funds Transfer)<\/strong> is one of the most reliable ways to do it. But how much does it cost in 2025?<\/p>\n\n\n\n

Here\u2019s a quick guide to ICICI Bank NEFT charges, limits, timings<\/strong>, and how you can avoid paying any fees.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT is an RBI-regulated system that allows you to transfer money between banks<\/strong> in India. It\u2019s secure, available 24\u00d77, and best for non-urgent transfers.<\/p>\n\n\n\n

\u2705 Works on:<\/p>\n\n\n\n

    \n
  • ICICI mobile app (iMobile Pay)<\/strong><\/li>\n\n\n\n
  • Internet banking<\/strong><\/li>\n\n\n\n
  • At the branch<\/strong><\/li>\n<\/ul>\n\n\n\n

    ICICI NEFT Charges (2025)<\/h2>\n\n\n\n

    ICICI Bank follows RBI guidelines and charges only for branch-based NEFT transactions<\/strong>. Online NEFT is free<\/strong>.<\/p>\n\n\n\n

    NEFT Charges (When done at an ICICI branch):<\/h3>\n\n\n\n
    Transaction Amount<\/th>Charges (Excl. GST)<\/th><\/tr><\/thead>
    Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
    \u20b910,001 to \u20b91 lakh<\/td>\u20b94.75<\/td><\/tr>
    \u20b91 lakh to \u20b92 lakhs<\/td>\u20b914.75<\/td><\/tr>
    Above \u20b92 lakhs<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    GST is added at 18% on top of these charges.
    NEFT is 100% free<\/strong> when done through iMobile Pay or net banking.<\/p>\n\n\n\n

    ICICI NEFT Timings<\/h2>\n\n\n\n
      \n
    • Online (via app or net banking)<\/strong>: 24\u00d77, 365 days<\/strong><\/li>\n\n\n\n
    • At the branch<\/strong>: During branch working hours (usually 10 AM \u2013 4 PM)<\/li>\n<\/ul>\n\n\n\n

      \ud83d\udca1 Transactions are processed in half-hourly batches<\/strong> as per RBI rules.<\/p>\n\n\n\n

      Daily NEFT Limits<\/h2>\n\n\n\n
      Platform<\/th>Daily Limit<\/th><\/tr><\/thead>
      iMobile App<\/td>\u20b910 lakhs\/day<\/td><\/tr>
      Internet Banking<\/td>\u20b910 lakhs\/day<\/td><\/tr>
      Branch<\/td>Based on your account profile<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      You can increase your transfer limits using iMobile Pay or net banking with OTP verification.<\/p>\n\n\n\n

      FAQs<\/h2>\n\n\n
      \n
      \n
      \n

      Q1: Is NEFT free with ICICI Bank?<\/h3>\n
      \n\n

      A. Yes, NEFT is free<\/strong> if you use iMobile Pay<\/strong> or internet banking<\/strong>. Charges apply only at the branch<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q2: How long does NEFT take?<\/h3>\n
      \n\n

      A. Usually 30 minutes to 2 hours<\/strong>, but it can be instant depending on the receiving bank\u2019s response.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q3: What happens if NEFT is delayed or fails?<\/h3>\n
      \n\n

      A. The money is usually refunded within 2 working days<\/strong>. You can contact ICICI customer care<\/strong> for help.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q4: Can I send NEFT on Sunday?<\/h3>\n
      \n\n

      A. Yes, ICICI supports 24\u00d77 NEFT transfers<\/strong>, including Sundays and public holidays via online channels.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

      Key Takeaways<\/h2>\n\n\n\n
        \n
      • Use iMobile Pay or ICICI Net Banking<\/strong> for free NEFT transfers<\/strong><\/li>\n\n\n\n
      • Charges apply only when transferring from a branch<\/strong><\/li>\n\n\n\n
      • NEFT is secure, reliable, and works 24\u00d77<\/li>\n\n\n\n
      • Ideal for personal, business, and bill payments<\/li>\n<\/ul>\n\n\n\n

        <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7541","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}