{"id":7541,"date":"2025-07-08T11:56:21","date_gmt":"2025-07-08T11:56:21","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=7541"},"modified":"2025-07-08T11:56:23","modified_gmt":"2025-07-08T11:56:23","slug":"icici-neft-charges-2025-fees-timings-how-to-transfer-for-free","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/icici-neft-charges-2025-fees-timings-how-to-transfer-for-free\/","title":{"rendered":"ICICI NEFT Charges 2025: Fees, Timings & How to Transfer for Free"},"content":{"rendered":"\n

If you bank with ICICI and want to transfer money to another account, NEFT (National Electronic Funds Transfer)<\/strong> is one of the most reliable ways to do it. But how much does it cost in 2025?<\/p>\n\n\n\n

Here\u2019s a quick guide to ICICI Bank NEFT charges, limits, timings<\/strong>, and how you can avoid paying any fees.<\/p>\n\n\n\n

What Is NEFT?<\/h2>\n\n\n\n

NEFT is an RBI-regulated system that allows you to transfer money between banks<\/strong> in India. It\u2019s secure, available 24\u00d77, and best for non-urgent transfers.<\/p>\n\n\n\n

\u2705 Works on:<\/p>\n\n\n\n

    \n
  • ICICI mobile app (iMobile Pay)<\/strong><\/li>\n\n\n\n
  • Internet banking<\/strong><\/li>\n\n\n\n
  • At the branch<\/strong><\/li>\n<\/ul>\n\n\n\n

    ICICI NEFT Charges (2025)<\/h2>\n\n\n\n

    ICICI Bank follows RBI guidelines and charges only for branch-based NEFT transactions<\/strong>. Online NEFT is free<\/strong>.<\/p>\n\n\n\n

    NEFT Charges (When done at an ICICI branch):<\/h3>\n\n\n\n
    Transaction Amount<\/th>Charges (Excl. GST)<\/th><\/tr><\/thead>
    Up to \u20b910,000<\/td>\u20b92.25<\/td><\/tr>
    \u20b910,001 to \u20b91 lakh<\/td>\u20b94.75<\/td><\/tr>
    \u20b91 lakh to \u20b92 lakhs<\/td>\u20b914.75<\/td><\/tr>
    Above \u20b92 lakhs<\/td>\u20b924.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    GST is added at 18% on top of these charges.
    NEFT is 100% free<\/strong> when done through iMobile Pay or net banking.<\/p>\n\n\n\n

    ICICI NEFT Timings<\/h2>\n\n\n\n
      \n
    • Online (via app or net banking)<\/strong>: 24\u00d77, 365 days<\/strong><\/li>\n\n\n\n
    • At the branch<\/strong>: During branch working hours (usually 10 AM \u2013 4 PM)<\/li>\n<\/ul>\n\n\n\n

      \ud83d\udca1 Transactions are processed in half-hourly batches<\/strong> as per RBI rules.<\/p>\n\n\n\n

      Daily NEFT Limits<\/h2>\n\n\n\n
      Platform<\/th>Daily Limit<\/th><\/tr><\/thead>
      iMobile App<\/td>\u20b910 lakhs\/day<\/td><\/tr>
      Internet Banking<\/td>\u20b910 lakhs\/day<\/td><\/tr>
      Branch<\/td>Based on your account profile<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      You can increase your transfer limits using iMobile Pay or net banking with OTP verification.<\/p>\n\n\n\n

      FAQs<\/h2>\n\n\n
      \n
      \n
      \n

      Q1: Is NEFT free with ICICI Bank?<\/h3>\n
      \n\n

      A. Yes, NEFT is free<\/strong> if you use iMobile Pay<\/strong> or internet banking<\/strong>. Charges apply only at the branch<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q2: How long does NEFT take?<\/h3>\n
      \n\n

      A. Usually 30 minutes to 2 hours<\/strong>, but it can be instant depending on the receiving bank\u2019s response.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q3: What happens if NEFT is delayed or fails?<\/h3>\n
      \n\n

      A. The money is usually refunded within 2 working days<\/strong>. You can contact ICICI customer care<\/strong> for help.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Q4: Can I send NEFT on Sunday?<\/h3>\n
      \n\n

      A. Yes, ICICI supports 24\u00d77 NEFT transfers<\/strong>, including Sundays and public holidays via online channels.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

      Key Takeaways<\/h2>\n\n\n\n
        \n
      • Use iMobile Pay or ICICI Net Banking<\/strong> for free NEFT transfers<\/strong><\/li>\n\n\n\n
      • Charges apply only when transferring from a branch<\/strong><\/li>\n\n\n\n
      • NEFT is secure, reliable, and works 24\u00d77<\/li>\n\n\n\n
      • Ideal for personal, business, and bill payments<\/li>\n<\/ul>\n\n\n\n

        <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7541","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"web-stories-poster-portrait":false,"web-stories-publisher-logo":false,"web-stories-thumbnail":false},"uagb_author_info":{"display_name":"Sanjit Chakrabortty","author_link":"https:\/\/lemonn.co.in\/blog\/author\/"},"uagb_comment_info":0,"uagb_excerpt":"If you bank with ICICI and want to transfer money to another account, NEFT (National Electronic Funds Transfer) is one of the most reliable ways to do it. But how much does it cost in 2025? Here\u2019s a quick guide to ICICI Bank NEFT charges, limits, timings, and how you can avoid paying any fees.…","_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}