{"id":7446,"date":"2025-07-07T09:41:52","date_gmt":"2025-07-07T09:41:52","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7446"},"modified":"2025-07-07T09:41:52","modified_gmt":"2025-07-07T09:41:52","slug":"what-is-icici-sms-banking","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/what-is-icici-sms-banking\/","title":{"rendered":"What Is ICICI SMS Banking?"},"content":{"rendered":"\n<p>ICICI SMS Banking allows you to perform simple banking tasks via SMS from your <strong>registered mobile number<\/strong>, with no app or internet required. It&#8217;s secure, fast, and available <strong>24\u00d77<\/strong>. Feeds from the article:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For personal accounts: send SMS keyword to <strong>5676766<\/strong> or <strong>9215676766<\/strong><\/li>\n\n\n\n<li>For corporate accounts: use <strong>5676766<\/strong> or <strong>9215676766<\/strong>, but format differs for corporate IDs<\/li>\n<\/ul>\n\n\n\n<h2 id='common-sms-commands-personal-accounts'  id=\"boomdevs_1\" class=\"wp-block-heading\">Common SMS Commands (Personal Accounts)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Service<\/strong><\/th><th><strong>Format<\/strong><\/th><th><strong>Number<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Balance Enquiry<\/td><td><code>IBAL<\/code> (or <code>IBAL &lt;last 6 digits&gt;<\/code>)<\/td><td>5676766 or 9215676766<\/td><\/tr><tr><td>Last 3 Transactions<\/td><td><code>ITRAN &lt;last 6 digits&gt;<\/code><\/td><td>5676766 or 9215676766<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use just <code>IBAL<\/code> if it\u2019s your primary account.<\/li>\n\n\n\n<li>For multiple accounts, add space + last 6 digits.<\/li>\n<\/ul>\n\n\n\n<h2 id='corporate-account-sms-banking'  id=\"boomdevs_2\" class=\"wp-block-heading\">Corporate Account SMS Banking<\/h2>\n\n\n\n<p>For Corporate Internet Banking (CIB) users:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Balance Enquiry:<\/strong><br><code>CIBAL &lt;12-digit account number><\/code> to 5676766 or 9215676766<\/li>\n\n\n\n<li><strong>Last 5 Transactions:<\/strong><br><code>CITRAN &lt;12-digit account number><\/code><\/li>\n<\/ul>\n\n\n\n<h2 id='other-useful-sms-commands'  id=\"boomdevs_3\" class=\"wp-block-heading\">Other Useful SMS Commands<\/h2>\n\n\n\n<p>ICICI SMS banking also includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>ICSI<\/code> \u2013 cheque status enquiry<\/li>\n\n\n\n<li><code>ISCR<\/code> \u2013 stop cheque<\/li>\n\n\n\n<li><code>ICBR<\/code> \u2013 request cheque book<\/li>\n\n\n\n<li><code>IVIEW &lt;biller nickname><\/code> \u2013 view biller details<\/li>\n\n\n\n<li><code>MMID<\/code> \u2013 retrieve MMID<br>These can be sent to 5676766 or 9215676766<\/li>\n<\/ul>\n\n\n\n<h2 id='how-to-register'  id=\"boomdevs_4\" class=\"wp-block-heading\">How to Register<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Login to ICICI NetBanking or iMobile app<\/li>\n\n\n\n<li>Go to <strong>SMS Banking settings<\/strong> and register your mobile<\/li>\n\n\n\n<li>Select linked account(s) for SMS services<\/li>\n\n\n\n<li>Confirm via OTP and activation is immediate<br>Alternatively, visit a branch if you&#8217;re not registered.<\/li>\n<\/ol>\n\n\n\n<h2 id='quick-overview-table'  id=\"boomdevs_5\" class=\"wp-block-heading\">Quick Overview Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Feature<\/strong><\/th><th><strong>Access<\/strong><\/th><th><strong>Format<\/strong><\/th><th><strong>No Internet?<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Account Balance<\/td><td>SMS command<\/td><td><code>IBAL [acct digits]<\/code><\/td><td>\u2705<\/td><\/tr><tr><td>Recent Transactions<\/td><td>SMS command<\/td><td><code>ITRAN [acct digits]<\/code><\/td><td>\u2705<\/td><\/tr><tr><td>Corporate Balance<\/td><td>SMS command<\/td><td><code>CIBAL 12\u2011digit acct<\/code><\/td><td>\u2705<\/td><\/tr><tr><td>Corporate Recent Txns<\/td><td>SMS command<\/td><td><code>CITRAN 12\u2011digit acct<\/code><\/td><td>\u2705<\/td><\/tr><tr><td>Other Requests (e.g. biller, chequebook)<\/td><td>SMS commands<\/td><td>as per list<\/td><td>\u2705<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id='pro-tips'  id=\"boomdevs_6\" class=\"wp-block-heading\">Pro Tips<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Always send SMS from your <strong>registered mobile number<\/strong> only.<\/li>\n\n\n\n<li>Use single space between keyword and parameter\u2014no extra spaces.<\/li>\n\n\n\n<li>Commands are <strong>free<\/strong>, SMS charges may be levied by your mobile carrier.<\/li>\n\n\n\n<li>For missed-call based balance or mini-statement, use separate numbers like <strong>9594612612<\/strong> or <strong>9594613613<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 id='final-thoughts'  id=\"boomdevs_7\" class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<p>ICICI SMS Banking is ideal when you need quick, internet-free banking access. With keywords like <code>IBAL<\/code>, <code>ITRAN<\/code>, and <code>ICSI<\/code>, you can retrieve balance, transactions, cheque status, and more\u2014just via SMS.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7446","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}