{"id":7355,"date":"2025-07-03T09:29:35","date_gmt":"2025-07-03T09:29:35","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7355"},"modified":"2025-07-03T09:29:35","modified_gmt":"2025-07-03T09:29:35","slug":"indian-overseas-bank-account-number-2025-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/indian-overseas-bank-account-number-2025-guide\/","title":{"rendered":"Indian Overseas Bank Account Number: 2025 Guide"},"content":{"rendered":"\n<h3 id='how-many-digits'  id=\"boomdevs_1\" class=\"wp-block-heading\">How Many Digits?<\/h3>\n\n\n\n<p>IOB account numbers are always <strong>15 digits long<\/strong><\/p>\n\n\n\n<h2 id='structure-of-the-15-digit-iob-account-number'  id=\"boomdevs_2\" class=\"wp-block-heading\">Structure of the 15-Digit IOB Account Number<\/h2>\n\n\n\n<p>The format is structured as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>First 4 digits<\/strong>: Branch code<\/li>\n\n\n\n<li><strong>Next 2 digits<\/strong>: Product\/account type code\n<ul class=\"wp-block-list\">\n<li><em>01 = Savings<\/em>, <em>02 = Current<\/em>, <em>03 = Loan<\/em>, <em>04 = Deposit<\/em><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Last 8 digits<\/strong>: Unique customer account sequence number<\/li>\n<\/ul>\n\n\n\n<p><strong>Example:<\/strong> <code>0125 02 12345678<\/code><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Branch <code>0125<\/code><\/li>\n\n\n\n<li>Account type <code>02<\/code> (Current)<\/li>\n\n\n\n<li>Unique customer number: <code>12345678<\/code><\/li>\n<\/ul>\n\n\n\n<h2 id='why-this-format-matters'  id=\"boomdevs_3\" class=\"wp-block-heading\">Why This Format Matters<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Embeds <strong>branch and account type information<\/strong>, making routing and processing smoother for NEFT\/RTGS\/IMPS transactions.<\/li>\n\n\n\n<li>Reduces errors by maintaining a consistent, sortable structure across all accounts.<\/li>\n<\/ul>\n\n\n\n<h2 id='how-to-locate-your-iob-account-number'  id=\"boomdevs_4\" class=\"wp-block-heading\">How to Locate Your IOB Account Number<\/h2>\n\n\n\n<p>You can quickly find your 15-digit account number using any of these methods:<\/p>\n\n\n\n<h3 id='1-mobile-banking-iob-app'  id=\"boomdevs_5\" class=\"wp-block-heading\">1. Mobile Banking \/ IOB App<\/h3>\n\n\n\n<p>Log in and go to your <strong>Profile<\/strong> or <strong>My Accounts<\/strong> section. Your account number is displayed there. If not enrolled, you can register and join mobile banking first.<\/p>\n\n\n\n<h3 id='2-passbook-or-e-passbook'  id=\"boomdevs_6\" class=\"wp-block-heading\">2. Passbook or e\u2011Passbook<\/h3>\n\n\n\n<p>Your account number is printed on the opening page of your physical passbook. You can also view it through the <strong>e\u2011passbook<\/strong> feature in mobile or internet banking.<\/p>\n\n\n\n<h3 id='3-cheque-book'  id=\"boomdevs_7\" class=\"wp-block-heading\">3. Cheque Book<\/h3>\n\n\n\n<p>It is printed on every cheque leaf issued by IOB.<\/p>\n\n\n\n<h3 id='4-customer-support'  id=\"boomdevs_8\" class=\"wp-block-heading\">4. Customer Support<\/h3>\n\n\n\n<p>Call <strong>1800\u202f425\u202f4445<\/strong> from your registered mobile number to receive your account number after verification.<\/p>\n\n\n\n<h3 id='5-branch-visit'  id=\"boomdevs_9\" class=\"wp-block-heading\">5. Branch Visit<\/h3>\n\n\n\n<p>Visit your nearest IOB branch with valid ID to get your full account number from bank staff.<\/p>\n\n\n\n<h2 id='quick-reference-table'  id=\"boomdevs_10\" class=\"wp-block-heading\">Quick Reference Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Feature<\/strong><\/th><th><strong>Details<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Account length<\/td><td>15 digits<\/td><\/tr><tr><td>Format breakdown<\/td><td>Branch (4) + Account type (2) + Unique number (8)<\/td><\/tr><tr><td>Where to find it<\/td><td>Mobile app, passbook, cheque, customer care, branch<\/td><\/tr><tr><td>Use case<\/td><td>NEFT\/RTGS\/IMPS transfers, bank forms, documentation<\/td><\/tr><tr><td>Accuracy importance<\/td><td>Always share the complete 15-digit number and IFSC<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id='final-thoughts'  id=\"boomdevs_11\" class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<p>Indian Overseas Bank account numbers consist of a structured 15-digit format\u2014branch code, account type, and a unique customer sequence. You can access it easily from mobile or internet banking, passbook, chequebook, or via phone and branch support.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7355","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}