{"id":7301,"date":"2025-07-02T11:39:12","date_gmt":"2025-07-02T11:39:12","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7301"},"modified":"2025-07-02T11:39:12","modified_gmt":"2025-07-02T11:39:12","slug":"bank-of-india-account-number-what-you-need-to-know","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bank-of-india-account-number-what-you-need-to-know\/","title":{"rendered":"Bank of India Account Number: What You Need to Know"},"content":{"rendered":"\n<p>Bank of India assignments <strong>15\u2011digit account numbers<\/strong>, aligning with RBI&#8217;s push for standardization across Indian banks.<\/p>\n\n\n\n<p><strong>Breakdown of the 15 digits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Digits 1\u20134: Branch code (unique to each BOI branch)<\/li>\n\n\n\n<li>Digits 5\u20138: Account type code (savings, current, loan, etc.)<\/li>\n\n\n\n<li>Digits 9\u201315: Your individual account number within that branch<\/li>\n<\/ul>\n\n\n\n<p>This format supports all types of transfers including IMPS, NEFT, RTGS, and ECS .<\/p>\n\n\n\n<h2 id='how-to-find-your-boi-account-number'  id=\"boomdevs_1\" class=\"wp-block-heading\">How to Find Your BOI Account Number<\/h2>\n\n\n\n<p>You can locate your account number through several convenient methods:<\/p>\n\n\n\n<h3 id='1-passbook-or-bank-statement'  id=\"boomdevs_2\" class=\"wp-block-heading\">1. <strong>Passbook or Bank Statement<\/strong><\/h3>\n\n\n\n<p>Your account number is clearly printed on the front page of your passbook, and also appears in bank statements.<\/p>\n\n\n\n<h3 id='2-chequebook'  id=\"boomdevs_3\" class=\"wp-block-heading\">2. <strong>Chequebook<\/strong><\/h3>\n\n\n\n<p>Every cheque leaf includes the account number, making it an easy reference if you keep them safely.<\/p>\n\n\n\n<h3 id='3-net-banking-or-mobile-banking'  id=\"boomdevs_4\" class=\"wp-block-heading\">3. <strong>Net Banking or Mobile Banking<\/strong><\/h3>\n\n\n\n<p>Log into your BOI digital banking platform\u2014your account number is shown in your profile or account summary section.<\/p>\n\n\n\n<h3 id='4-bank-branch-visit'  id=\"boomdevs_5\" class=\"wp-block-heading\">4. <strong>Bank Branch Visit<\/strong><\/h3>\n\n\n\n<p>Visit your local branch with valid ID. The staff can verify your details and provide your new or existing account number.<\/p>\n\n\n\n<h3 id='5-phone-banking'  id=\"boomdevs_6\" class=\"wp-block-heading\">5. <strong>Phone Banking<\/strong><\/h3>\n\n\n\n<p>Call BOI customer care on toll\u2011free numbers such as <strong>1800 220 229<\/strong> or <strong>1800 103 1906<\/strong>. After verification, your details can be shared over the call.<\/p>\n\n\n\n<h2 id='why-boi-uses-the-15-digit-format'  id=\"boomdevs_7\" class=\"wp-block-heading\">Why BOI Uses the 15\u2011Digit Format<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>RBI mandate<\/strong> for uniformity across banks to streamline inter\u2011bank transfers via NEFT, RTGS, IMPS, ECS<\/li>\n\n\n\n<li>Easier branch &amp; account\u2011type identification right in the number<\/li>\n\n\n\n<li>Future\u2011proofing for easier system integration across banks<\/li>\n<\/ul>\n\n\n\n<h2 id='comparing-with-other-indian-banks'  id=\"boomdevs_8\" class=\"wp-block-heading\">Comparing with Other Indian Banks<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Account numbers in India typically range between <strong>9\u201318 digits<\/strong>, depending on the bank and type of account<\/li>\n\n\n\n<li>Other banks:\n<ul class=\"wp-block-list\">\n<li>SBI uses mostly <strong>11 digits<\/strong>, sometimes expanded with leading zeroes to 17.<\/li>\n\n\n\n<li>HDFC uses 14\u2011digit accounts, ICICI usually 12\u2011digit.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>BOI\u2019s fixed 15-digit format ensures consistency across its branches.<\/li>\n<\/ul>\n\n\n\n<h2 id='quick-summary-table'  id=\"boomdevs_9\" class=\"wp-block-heading\">Quick Summary Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Topic<\/strong><\/th><th><strong>Details<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Account length<\/td><td>Exactly 15 digits<\/td><\/tr><tr><td>Composition<\/td><td>Branch (4) + Account type (4) + Core number (7)<\/td><\/tr><tr><td>Use cases<\/td><td>NEFT, RTGS, IMPS, ECS, passbook, statements<\/td><\/tr><tr><td>Ways to access it<\/td><td>Passbook, chequebook, net\/mobile banking, branch, phone<\/td><\/tr><tr><td>Reason for format<\/td><td>RBI standardization and easier routing<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id='practical-tips-faqs'  id=\"boomdevs_10\" class=\"wp-block-heading\">Practical Tips &amp; FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1751456212614\" class=\"rank-math-list-item\">\n<h3 id='what-if-i-still-have-a-shorter-account-number'  id=\"boomdevs_11\" class=\"rank-math-question \">What if I still have a shorter account number?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. BOI will have issued a <strong>new 15\u2011digit number<\/strong>. Visit your branch or log into net\u2011banking to discover it.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751456228898\" class=\"rank-math-list-item\">\n<h3 id='can-i-still-use-old-shorter-account-numbers'  id=\"boomdevs_12\" class=\"rank-math-question \">Can I still use old shorter account numbers?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. No\u2014with electronic payments (NEFT, IMPS, RTGS), you must use the <strong>15\u2011digit format<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751456270312\" class=\"rank-math-list-item\">\n<h3 id='do-i-need-ifsc-too'  id=\"boomdevs_13\" class=\"rank-math-question \">Do I need IFSC too?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. BOI\u2019s IFSC is an <strong>11-character alphanumeric code<\/strong>: first four identify the bank (like BKID), then a \u20180\u2019, followed by six characters for the branch.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751456291366\" class=\"rank-math-list-item\">\n<h3 id='is-this-secure'  id=\"boomdevs_14\" class=\"rank-math-question \">Is this secure?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The branching and account-type codes help securely route transfers. Always verify your number\u2014mistyping any segment can delay transactions.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7301","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}