{"id":7300,"date":"2025-07-02T11:32:05","date_gmt":"2025-07-02T11:32:05","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7300"},"modified":"2025-07-02T11:32:06","modified_gmt":"2025-07-02T11:32:06","slug":"what-is-mmid","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/what-is-mmid\/","title":{"rendered":"What is MMID?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>MMID<\/strong> stands for <strong>Mobile Money Identifier<\/strong>. It\u2019s a unique 7-digit number issued by your bank that links your mobile number with your bank account. It\u2019s used for sending or receiving money through <strong>IMPS (Immediate Payment Service)<\/strong> \u2014 especially useful if you don\u2019t have someone\u2019s full bank account details.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You need <strong>MMID + mobile number<\/strong> to receive funds via IMPS.<\/li>\n\n\n\n<li>You need <strong>MMID + mobile number + OTP\/M-PIN<\/strong> to send funds.<\/li>\n<\/ul>\n\n\n\n<h2 id='how-to-get-your-mmid'  id=\"boomdevs_1\" class=\"wp-block-heading\">How to Get Your MMID<\/h2>\n\n\n\n<h3 id='1-via-sms-for-hdfc-bank'  id=\"boomdevs_2\" class=\"wp-block-heading\">1. <strong>Via SMS (For HDFC Bank)<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Send: <code>MMID &lt;Last 4 digits of A\/C><\/code><\/li>\n\n\n\n<li>To: <strong>5676712<\/strong><\/li>\n\n\n\n<li>You\u2019ll receive your MMID via SMS.<\/li>\n<\/ul>\n\n\n\n<h3 id='2-using-hdfc-mobile-banking-app'  id=\"boomdevs_3\" class=\"wp-block-heading\">2. <strong>Using HDFC Mobile Banking App<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in \u2192 Select your account \u2192 Tap on <strong>IMPS or MMID<\/strong> options.<\/li>\n\n\n\n<li>You\u2019ll see or can generate your MMID here.<\/li>\n<\/ul>\n\n\n\n<h3 id='3-through-netbanking'  id=\"boomdevs_4\" class=\"wp-block-heading\">3. <strong>Through NetBanking<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in \u2192 Go to <strong>Funds Transfer > IMPS > Generate MMID<\/strong>.<\/li>\n\n\n\n<li>You can view or regenerate your MMID anytime.<\/li>\n<\/ul>\n\n\n\n<h3 id='4-visit-a-branch-or-atm'  id=\"boomdevs_5\" class=\"wp-block-heading\">4. <strong>Visit a Branch or ATM<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ask for MMID generation at a branch or ATM.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='can-you-have-multiple-mmids'  id=\"boomdevs_6\" class=\"wp-block-heading\">Can You Have Multiple MMIDs?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. If you have <strong>multiple accounts<\/strong> linked to the same mobile number, your bank can issue <strong>a separate MMID for each account<\/strong>. This helps route funds correctly.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='using-mmid-to-send-or-receive-money-imps'  id=\"boomdevs_7\" class=\"wp-block-heading\">Using MMID to Send or Receive Money (IMPS)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>To receive funds<\/strong>: Give the sender your <strong>mobile number + MMID<\/strong>.<\/li>\n\n\n\n<li><strong>To send funds<\/strong>: You need the <strong>receiver\u2019s mobile number + MMID<\/strong>, and you&#8217;ll authorize using OTP or M-PIN.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='is-mmid-safe'  id=\"boomdevs_8\" class=\"wp-block-heading\">Is MMID Safe?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, MMID is secure. It\u2019s tied to your mobile number and does <strong>not expose full account details<\/strong>. Always verify recipient details before confirming an IMPS transfer.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='summary'  id=\"boomdevs_9\" class=\"wp-block-heading\">Summary<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>MMID<\/strong> is a 7-digit code that lets you transfer money via mobile quickly and safely using IMPS.<\/li>\n\n\n\n<li>It&#8217;s easy to get from your bank via SMS, app, NetBanking, or branch.<\/li>\n\n\n\n<li>Combine it with your mobile number to <strong>send or receive money instantly<\/strong>, even without full bank details.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7300","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"web-stories-poster-portrait":false,"web-stories-publisher-logo":false,"web-stories-thumbnail":false},"uagb_author_info":{"display_name":"Sanjit Chakrabortty","author_link":"https:\/\/lemonn.co.in\/blog\/author\/"},"uagb_comment_info":0,"uagb_excerpt":"MMID stands for Mobile Money Identifier. It\u2019s a unique 7-digit number issued by your bank that links your mobile number with your bank account. It\u2019s used for sending or receiving money through IMPS (Immediate Payment Service) \u2014 especially useful if you don\u2019t have someone\u2019s full bank account details. How to Get Your MMID 1. Via&hellip;","_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}