{"id":7296,"date":"2025-07-02T11:14:59","date_gmt":"2025-07-02T11:14:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7296"},"modified":"2025-07-02T11:14:59","modified_gmt":"2025-07-02T11:14:59","slug":"how-to-check-psb-account-balance-easy-methods","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/how-to-check-psb-account-balance-easy-methods\/","title":{"rendered":"How to Check PSB Account Balance: Easy Methods"},"content":{"rendered":"\n<h3 id='1-missed-call-banking-fast-free'  id=\"boomdevs_1\" class=\"wp-block-heading\">1. Missed Call Banking (Fast &amp; Free)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dial<\/strong> \u202d<strong>7039035156<\/strong> from your <em>registered mobile number<\/em>.<\/li>\n\n\n\n<li>The call disconnects after a few rings and you\u2019ll receive an SMS with your <strong>current balance<\/strong> shortly.<\/li>\n<\/ul>\n\n\n\n<h3 id='2-sms-banking-text-based-balance-alerts'  id=\"boomdevs_2\" class=\"wp-block-heading\">2. SMS Banking (Text\u2011Based Balance Alerts)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First ensure you&#8217;re registered for PSB SMS Banking (via net banking or branch).<\/li>\n\n\n\n<li>Send: javascriptCopyEdit<code>PBAL &lt;Account Number> &lt;SMS Banking PIN><\/code> to <strong>9773056161<\/strong> or <strong>8082656161<\/strong> from your <em>registered mobile number<\/em>.<\/li>\n\n\n\n<li>You\u2019ll instantly get balance details via SMS.<\/li>\n<\/ul>\n\n\n\n<h3 id='3-mobile-banking-app-psb-mpay'  id=\"boomdevs_3\" class=\"wp-block-heading\">3. Mobile Banking App (PSB mPay)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to <strong>PSB mPay<\/strong> using your credentials.<\/li>\n\n\n\n<li>Navigate to <strong>My Accounts \u2192 View Balance<\/strong> to see your current account balance.<\/li>\n<\/ul>\n\n\n\n<h3 id='4-internet-banking'  id=\"boomdevs_4\" class=\"wp-block-heading\">4. Internet Banking<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit PSB net banking portal and <strong>login<\/strong> using your User ID and password.<\/li>\n\n\n\n<li>Under <strong>View Account Details<\/strong>, select <strong>Check Account Balance<\/strong> to view your balance online instantly.<\/li>\n<\/ul>\n\n\n\n<h3 id='5-atm-balance-enquiry'  id=\"boomdevs_5\" class=\"wp-block-heading\">5. ATM Balance Enquiry<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use your PSB or any other bank\u2019s ATM.<\/li>\n\n\n\n<li>Insert\/swipe your debit card \u2192 enter PIN \u2192 choose <strong>Balance Enquiry<\/strong> to view on-screen or print a receipt.<\/li>\n<\/ul>\n\n\n\n<h3 id='6-passbook-update'  id=\"boomdevs_6\" class=\"wp-block-heading\">6. Passbook Update<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit your nearest PSB branch to have your passbook updated.<\/li>\n\n\n\n<li>The latest transactions and current balance will be recorded for offline access.<\/li>\n<\/ul>\n\n\n\n<h2 id='quick-comparison-table'  id=\"boomdevs_7\" class=\"wp-block-heading\">Quick Comparison Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Method<\/th><th>What You Get<\/th><th>Internet Required<\/th><th>Fee<\/th><th>Best For<\/th><\/tr><\/thead><tbody><tr><td>Missed Call (7039035156)<\/td><td>Current balance via SMS<\/td><td>No<\/td><td>Free<\/td><td>Quick access, no internet<\/td><\/tr><tr><td>SMS Banking<\/td><td>Account balance via SMS<\/td><td>No<\/td><td>SMS charges<\/td><td>Offline users with SMS access<\/td><\/tr><tr><td>Mobile App (PSB mPay)<\/td><td>On-screen balance<\/td><td>Yes<\/td><td>Free<\/td><td>Smartphone users<\/td><\/tr><tr><td>Internet Banking<\/td><td>Dashboard balance<\/td><td>Yes<\/td><td>Free<\/td><td>Detailed access via website<\/td><\/tr><tr><td>ATM<\/td><td>On-screen\/printed balance<\/td><td>No<\/td><td>Free at PSB, ATM fees possible elsewhere<\/td><td>Preference for physical receipts<\/td><\/tr><tr><td>Passbook<\/td><td>Printed transaction record<\/td><td>No<\/td><td>Minimal branch fee<\/td><td>In-branch account tracking<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='registration-pro-tips'  id=\"boomdevs_8\" class=\"wp-block-heading\">Registration &amp; Pro Tips<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use the <strong>same mobile number<\/strong> registered with your PSB account for all services.<\/li>\n\n\n\n<li>For SMS banking, <strong>set up your SMS Banking PIN<\/strong> before sending PBAL messages.<\/li>\n\n\n\n<li><strong>Missed calls must originate<\/strong> from the mobile number linked to your account.<\/li>\n\n\n\n<li><strong>Online banking and mobile app<\/strong> are ideal for those who want more detailed views beyond balance.<\/li>\n\n\n\n<li>All methods (except SMS charges) are <strong>free and available 24\u00d77<\/strong>, including weekends and holidays.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='summary-quick-access-reference'  id=\"boomdevs_9\" class=\"wp-block-heading\">Summary \u2014 Quick Access Reference<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Missed Call<\/strong>: Dial <strong>7039035156<\/strong> \u2192 no charge, SMS with balance delivered.<\/li>\n\n\n\n<li><strong>SMS Banking<\/strong>: Send <code>PBAL &lt;Account#> &lt;PIN><\/code> \u2192 to <strong>9773056161<\/strong> or <strong>8082656161<\/strong>.<\/li>\n\n\n\n<li><strong>Mobile App<\/strong>: Open <strong>PSB mPay<\/strong>, go to <em>My Accounts<\/em> \u2192 <em>Balance<\/em>.<\/li>\n\n\n\n<li><strong>Internet Banking<\/strong>: Log in to your PSB account \u2192 use the <em>View Account Details<\/em> feature.<\/li>\n\n\n\n<li><strong>ATM<\/strong>: Swipe card \u2192 PIN \u2192 choose <strong>Balance Enquiry<\/strong>.<\/li>\n\n\n\n<li><strong>Passbook<\/strong>: Branch visit needed for manual update.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7296","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}