{"id":7296,"date":"2025-07-02T11:14:59","date_gmt":"2025-07-02T11:14:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7296"},"modified":"2025-07-02T11:14:59","modified_gmt":"2025-07-02T11:14:59","slug":"how-to-check-psb-account-balance-easy-methods","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/how-to-check-psb-account-balance-easy-methods\/","title":{"rendered":"How to Check PSB Account Balance: Easy Methods"},"content":{"rendered":"\n<h3 id='1-missed-call-banking-fast-free'  id=\"boomdevs_1\" class=\"wp-block-heading\">1. Missed Call Banking (Fast &amp; Free)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dial<\/strong> \u202d<strong>7039035156<\/strong> from your <em>registered mobile number<\/em>.<\/li>\n\n\n\n<li>The call disconnects after a few rings and you\u2019ll receive an SMS with your <strong>current balance<\/strong> shortly.<\/li>\n<\/ul>\n\n\n\n<h3 id='2-sms-banking-text-based-balance-alerts'  id=\"boomdevs_2\" class=\"wp-block-heading\">2. SMS Banking (Text\u2011Based Balance Alerts)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First ensure you&#8217;re registered for PSB SMS Banking (via net banking or branch).<\/li>\n\n\n\n<li>Send: javascriptCopyEdit<code>PBAL &lt;Account Number> &lt;SMS Banking PIN><\/code> to <strong>9773056161<\/strong> or <strong>8082656161<\/strong> from your <em>registered mobile number<\/em>.<\/li>\n\n\n\n<li>You\u2019ll instantly get balance details via SMS.<\/li>\n<\/ul>\n\n\n\n<h3 id='3-mobile-banking-app-psb-mpay'  id=\"boomdevs_3\" class=\"wp-block-heading\">3. Mobile Banking App (PSB mPay)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to <strong>PSB mPay<\/strong> using your credentials.<\/li>\n\n\n\n<li>Navigate to <strong>My Accounts \u2192 View Balance<\/strong> to see your current account balance.<\/li>\n<\/ul>\n\n\n\n<h3 id='4-internet-banking'  id=\"boomdevs_4\" class=\"wp-block-heading\">4. Internet Banking<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit PSB net banking portal and <strong>login<\/strong> using your User ID and password.<\/li>\n\n\n\n<li>Under <strong>View Account Details<\/strong>, select <strong>Check Account Balance<\/strong> to view your balance online instantly.<\/li>\n<\/ul>\n\n\n\n<h3 id='5-atm-balance-enquiry'  id=\"boomdevs_5\" class=\"wp-block-heading\">5. ATM Balance Enquiry<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use your PSB or any other bank\u2019s ATM.<\/li>\n\n\n\n<li>Insert\/swipe your debit card \u2192 enter PIN \u2192 choose <strong>Balance Enquiry<\/strong> to view on-screen or print a receipt.<\/li>\n<\/ul>\n\n\n\n<h3 id='6-passbook-update'  id=\"boomdevs_6\" class=\"wp-block-heading\">6. Passbook Update<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit your nearest PSB branch to have your passbook updated.<\/li>\n\n\n\n<li>The latest transactions and current balance will be recorded for offline access.<\/li>\n<\/ul>\n\n\n\n<h2 id='quick-comparison-table'  id=\"boomdevs_7\" class=\"wp-block-heading\">Quick Comparison Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Method<\/th><th>What You Get<\/th><th>Internet Required<\/th><th>Fee<\/th><th>Best For<\/th><\/tr><\/thead><tbody><tr><td>Missed Call (7039035156)<\/td><td>Current balance via SMS<\/td><td>No<\/td><td>Free<\/td><td>Quick access, no internet<\/td><\/tr><tr><td>SMS Banking<\/td><td>Account balance via SMS<\/td><td>No<\/td><td>SMS charges<\/td><td>Offline users with SMS access<\/td><\/tr><tr><td>Mobile App (PSB mPay)<\/td><td>On-screen balance<\/td><td>Yes<\/td><td>Free<\/td><td>Smartphone users<\/td><\/tr><tr><td>Internet Banking<\/td><td>Dashboard balance<\/td><td>Yes<\/td><td>Free<\/td><td>Detailed access via website<\/td><\/tr><tr><td>ATM<\/td><td>On-screen\/printed balance<\/td><td>No<\/td><td>Free at PSB, ATM fees possible elsewhere<\/td><td>Preference for physical receipts<\/td><\/tr><tr><td>Passbook<\/td><td>Printed transaction record<\/td><td>No<\/td><td>Minimal branch fee<\/td><td>In-branch account tracking<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='registration-pro-tips'  id=\"boomdevs_8\" class=\"wp-block-heading\">Registration &amp; Pro Tips<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use the <strong>same mobile number<\/strong> registered with your PSB account for all services.<\/li>\n\n\n\n<li>For SMS banking, <strong>set up your SMS Banking PIN<\/strong> before sending PBAL messages.<\/li>\n\n\n\n<li><strong>Missed calls must originate<\/strong> from the mobile number linked to your account.<\/li>\n\n\n\n<li><strong>Online banking and mobile app<\/strong> are ideal for those who want more detailed views beyond balance.<\/li>\n\n\n\n<li>All methods (except SMS charges) are <strong>free and available 24\u00d77<\/strong>, including weekends and holidays.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 id='summary-quick-access-reference'  id=\"boomdevs_9\" class=\"wp-block-heading\">Summary \u2014 Quick Access Reference<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Missed Call<\/strong>: Dial <strong>7039035156<\/strong> \u2192 no charge, SMS with balance delivered.<\/li>\n\n\n\n<li><strong>SMS Banking<\/strong>: Send <code>PBAL &lt;Account#> &lt;PIN><\/code> \u2192 to <strong>9773056161<\/strong> or <strong>8082656161<\/strong>.<\/li>\n\n\n\n<li><strong>Mobile App<\/strong>: Open <strong>PSB mPay<\/strong>, go to <em>My Accounts<\/em> \u2192 <em>Balance<\/em>.<\/li>\n\n\n\n<li><strong>Internet Banking<\/strong>: Log in to your PSB account \u2192 use the <em>View Account Details<\/em> feature.<\/li>\n\n\n\n<li><strong>ATM<\/strong>: Swipe card \u2192 PIN \u2192 choose <strong>Balance Enquiry<\/strong>.<\/li>\n\n\n\n<li><strong>Passbook<\/strong>: Branch visit needed for manual update.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","class_list":["post-7296","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"web-stories-poster-portrait":false,"web-stories-publisher-logo":false,"web-stories-thumbnail":false},"uagb_author_info":{"display_name":"Sanjit Chakrabortty","author_link":"https:\/\/lemonn.co.in\/blog\/author\/"},"uagb_comment_info":0,"uagb_excerpt":"1. Missed Call Banking (Fast &amp; Free) 2. SMS Banking (Text\u2011Based Balance Alerts) 3. Mobile Banking App (PSB mPay) 4. Internet Banking 5. ATM Balance Enquiry 6. Passbook Update Quick Comparison Table Method What You Get Internet Required Fee Best For Missed Call (7039035156) Current balance via SMS No Free Quick access, no internet SMS&hellip;","_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}