{"id":7044,"date":"2025-06-25T11:14:16","date_gmt":"2025-06-25T11:14:16","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=7044"},"modified":"2025-06-25T11:14:16","modified_gmt":"2025-06-25T11:14:16","slug":"city-union-bank-net-banking-cub-2025-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/city-union-bank-net-banking-cub-2025-guide\/","title":{"rendered":"City Union Bank Net Banking (CUB) \u2013 2025 Guide"},"content":{"rendered":"\n<p>Experience secure, full-featured online banking with City Union Bank\u2019s net banking service. Whether you&#8217;re managing accounts, transferring funds, paying bills, or investing\u2014CUB\u2019s platform has you covered.<\/p>\n\n\n\n<h2 id='1-what-is-cub-net-banking'  id=\"boomdevs_1\" class=\"wp-block-heading\">1. What is CUB Net Banking?<\/h2>\n\n\n\n<p>CUB Net Banking is City Union Bank\u2019s 24\u00d77 secure online service for personal and corporate customers. Nearly every CUB account type\u2014savings, current, overdraft\u2014is eligible <br>It provides secure access via SSL encryption and multi-factor security that includes login and transaction passwords, OTPs, and image-based authentication <\/p>\n\n\n\n<h2 id='2-key-features-benefits'  id=\"boomdevs_2\" class=\"wp-block-heading\">2. Key Features &amp; Benefits<\/h2>\n\n\n\n<p>CUB\u2019s net banking portal includes:<\/p>\n\n\n\n<h3 id='account-payment-services'  id=\"boomdevs_3\" class=\"wp-block-heading\">Account &amp; Payment Services<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>View account balance, statements, FD\/RD &amp; loans<\/li>\n\n\n\n<li>Fund transfers: IMPS, NEFT, RTGS &amp; intra-bank<\/li>\n\n\n\n<li>Utility, tax, insurance, and school fee payments<\/li>\n<\/ul>\n\n\n\n<h3 id='card-cheque-management'  id=\"boomdevs_4\" class=\"wp-block-heading\">Card &amp; Cheque Management<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Debit\/credit card PIN reset, hot-listing<\/li>\n\n\n\n<li>Stop payments; cheque book requests with status updates <\/li>\n<\/ul>\n\n\n\n<h3 id='investments-deposits'  id=\"boomdevs_5\" class=\"wp-block-heading\">Investments &amp; Deposits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Open\/close FDs or RDs<\/li>\n\n\n\n<li>Demat account setup<\/li>\n\n\n\n<li>SIP, Sovereign Gold Bond, and ASBA registration <\/li>\n<\/ul>\n\n\n\n<h3 id='government-tax-services'  id=\"boomdevs_6\" class=\"wp-block-heading\">Government &amp; Tax Services<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Online tax, GST, PFMS, form 15G\/H, e\u2011filing, and Form 26AS<\/li>\n\n\n\n<li>Government payments including utility bills<\/li>\n<\/ul>\n\n\n\n<h3 id='security-convenience'  id=\"boomdevs_7\" class=\"wp-block-heading\"> Security &amp; Convenience<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Secure SSL encryption, 256-bit<\/li>\n\n\n\n<li>Change passwords anytime, get login alerts<\/li>\n\n\n\n<li>Auto-lock after three failed attempts; password validity rules<\/li>\n<\/ul>\n\n\n\n<h2 id='3-how-to-register'  id=\"boomdevs_8\" class=\"wp-block-heading\">3. How to Register<\/h2>\n\n\n\n<h3 id='a-via-branch'  id=\"boomdevs_9\" class=\"wp-block-heading\">(a) Via Branch<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Fill out the net banking form at your CUB branch<\/li>\n\n\n\n<li>Bank sets up login &amp; transaction passwords and shares them securely<\/li>\n\n\n\n<li>Access activated via mail\/SMS with credentials <\/li>\n<\/ol>\n\n\n\n<h3 id='b-online-via-app'  id=\"boomdevs_10\" class=\"wp-block-heading\">(b) Online \/ Via App<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Use <strong>CUB All\u2011in\u2011One Mobile App<\/strong><\/li>\n\n\n\n<li>Go to \u2018Set\/Reset MPIN\u2019 \u2192 choose \u2018I don\u2019t have ATM card\u2019 \u2192 fill in details (CIF, DOB, PAN)<\/li>\n\n\n\n<li>Receive OTP \u2192 set MPIN, login &amp; transaction passwords<\/li>\n<\/ol>\n\n\n\n<h2 id='4-how-to-login-reset-password'  id=\"boomdevs_11\" class=\"wp-block-heading\">4. How to Login \/ Reset Password<\/h2>\n\n\n\n<h3 id='login-steps'  id=\"boomdevs_12\" class=\"wp-block-heading\">Login Steps:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit CUB website \u2192 choose <strong>Personal Banking \u2192 Login<\/strong><\/li>\n\n\n\n<li>Enter your User ID and login password<\/li>\n\n\n\n<li>Validate with OTP<\/li>\n\n\n\n<li>First login: select security image and welcome message<\/li>\n<\/ol>\n\n\n\n<h3 id='forgot-password'  id=\"boomdevs_13\" class=\"wp-block-heading\">Forgot Password:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Click <strong>Set\/Reset password<\/strong><\/li>\n\n\n\n<li>Provide customer ID, branch, CIF, ATM info or DOB\/PAN<\/li>\n\n\n\n<li>Request OTP, set new login + transaction passwords + MPIN<\/li>\n<\/ol>\n\n\n\n<h2 id='5-explore-key-services'  id=\"boomdevs_14\" class=\"wp-block-heading\">5. Explore Key Services<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fund Transfer<\/strong>: Add beneficiary, select transfer method (IMPS\/NEFT\/RTGS), confirm with TPIN\/OTP<\/li>\n\n\n\n<li><strong>Bill Payments<\/strong>: Register utility &amp; service providers via BillPay menu<\/li>\n\n\n\n<li><strong>Card &amp; Cheque<\/strong>: Manage card PINs, stop payments, request cheque books<\/li>\n\n\n\n<li><strong>Deposits &amp; Investments<\/strong>: Open FDs\/RDs, invest in Demat, ASBA facility<\/li>\n<\/ul>\n\n\n\n<h2 id='6-mobile-app-integration'  id=\"boomdevs_15\" class=\"wp-block-heading\">6. Mobile App Integration<\/h2>\n\n\n\n<p>Download <strong>CUB All\u2011in\u2011One App<\/strong> for mobile access:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Login via net banking credentials or MPIN<\/li>\n\n\n\n<li>Use biometric login<\/li>\n\n\n\n<li>Instant Green PIN registration &amp; manage cards<\/li>\n\n\n\n<li>View balances, transfer funds via UPI, IMPS, NEFT 24\u00d77 <\/li>\n<\/ul>\n\n\n\n<p>Also available: <strong>Java-based mobile banking<\/strong> for feature-phone users (balance, mini-statement, transfers)<\/p>\n\n\n\n<h2 id='7-security-tips'  id=\"boomdevs_16\" class=\"wp-block-heading\">7. Security &amp; Tips<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All data protected via SSL encryption &amp; multi-factor authentication<\/li>\n\n\n\n<li>Passwords expire or lock if unused\/incorrect; change often<\/li>\n\n\n\n<li>Always logout after use; never share credentials<\/li>\n\n\n\n<li>Keep mobile number and email updated for OTPs and alerts<\/li>\n<\/ul>\n\n\n\n<h2 id='summary-table'  id=\"boomdevs_17\" class=\"wp-block-heading\">Summary Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Feature<\/th><th>Web Portal<\/th><th>Mobile App<\/th><th>Feature Phone<\/th><\/tr><\/thead><tbody><tr><td>Registration<\/td><td>Branch form or app portal<\/td><td>App \u201cSet\/Reset MPIN\u201d<\/td><td>Branch registration<\/td><\/tr><tr><td>Login<\/td><td>User ID + password + OTP<\/td><td>MPIN\/credentials + biometric<\/td><td>MPIN via Java app<\/td><\/tr><tr><td>Fund Transfers<\/td><td>IMPS\/NEFT\/RTGS + TPIN\/OTP<\/td><td>UPI + traditional methods<\/td><td>IMPS &amp; mini-statement<\/td><\/tr><tr><td>Card\/Cheque Management<\/td><td>PIN reset, chequebook, stop cheque<\/td><td>Card services via app<\/td><td>Limited services<\/td><\/tr><tr><td>Investments &amp; Govt Services<\/td><td>Deposit, Demat, Tax, ASBA<\/td><td>FD\/RD investments<\/td><td>\u2014<\/td><\/tr><tr><td>Security<\/td><td>SSL, OTPs, TPIN<\/td><td>MPIN, biometric<\/td><td>OTPs, basic encryption<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id='faqs'  id=\"boomdevs_18\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1750849896474\" class=\"rank-math-list-item\">\n<h3 id='q-is-net-banking-free'  id=\"boomdevs_19\" class=\"rank-math-question \">Q. <strong>Is net banking free?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. Yes\u2014CUB doesn\u2019t charge for net banking access <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1750849931302\" class=\"rank-math-list-item\">\n<h3 id='q-what-s-the-daily-transfer-limit'  id=\"boomdevs_20\" class=\"rank-math-question \">Q. <strong>What\u2019s the daily transfer limit?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. Defaults may vary (e.g. \u20b92 lakh\/day); you can increase via portal.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1750849962041\" class=\"rank-math-list-item\">\n<h3 id='q-do-i-need-an-atm-card'  id=\"boomdevs_21\" class=\"rank-math-question \">Q. <strong>Do I need an ATM card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. For branch or web registration, yes. App-based registration supports non-ATM users .<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1750849992571\" class=\"rank-math-list-item\">\n<h3 id='q-how-secure-is-it'  id=\"boomdevs_22\" class=\"rank-math-question \">Q. <strong>How secure is it?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A. Very secure\u2014256-bit SSL, OTP, image and TPIN protection, and auto-lock features .<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":0,"template":"","class_list":["post-7044","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/7044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}