{"id":10516,"date":"2026-02-16T11:46:54","date_gmt":"2026-02-16T11:46:54","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=10516"},"modified":"2026-02-16T11:46:54","modified_gmt":"2026-02-16T11:46:54","slug":"tripura-gramin-bank-fd-interest-rates-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/tripura-gramin-bank-fd-interest-rates-2026\/","title":{"rendered":"Tripura Gramin Bank FD Interest Rates (2026)"},"content":{"rendered":"\n<h3 id='retail-fd-rates-below-\u20b91-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\"> Retail FD Rates (below \u20b91 crore)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Tenure<\/strong><\/th><th><strong>General Citizens (% p.a.)<\/strong><\/th><th><strong>Senior Citizens (% p.a.)<\/strong><\/th><\/tr><\/thead><tbody><tr><td>7 days to 45 days<\/td><td>3.30%<\/td><td>3.80%<\/td><\/tr><tr><td>46 days to 179 days<\/td><td>4.50%<\/td><td>5.00%<\/td><\/tr><tr><td>180 days to 210 days<\/td><td>5.70%<\/td><td>6.20%<\/td><\/tr><tr><td>211 days to &lt; 1 year<\/td><td>6.05%<\/td><td>6.55%<\/td><\/tr><tr><td>1 year to &lt; 2 years<\/td><td>6.40%<\/td><td>6.90%<\/td><\/tr><tr><td>2 years to &lt; 3 years<\/td><td>6.50%<\/td><td>7.00%<\/td><\/tr><tr><td>3 years to &lt; 5 years<\/td><td>6.35%<\/td><td>6.85%<\/td><\/tr><tr><td>5 years to &lt; 10 years<\/td><td>6.05%<\/td><td>6.55%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Tax-Saving FD (5-year)<\/strong> \u2014 Often around 6.50% (same for senior citizens) under applicable schemes.<\/p>\n\n\n\n<h2 id='notes-on-these-rates'  id=\"boomdevs_2\" class=\"wp-block-heading\">Notes on These Rates<\/h2>\n\n\n\n<p>Rates are <strong>as of early 2026<\/strong> and apply to deposits below \u20b91 crore.<br>Senior citizens typically receive about <strong>0.50% extra interest<\/strong> compared with general rates.<br>FD interest is <strong>taxable<\/strong> and TDS may apply based on income rules (use Form 15G\/H if eligible).<\/p>\n\n\n\n<h2 id='general-info-about-tripura-gramin-bank-fds'  id=\"boomdevs_3\" class=\"wp-block-heading\">General Info About Tripura Gramin Bank FDs<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tenure Range:<\/strong> 7 days up to 10 years depending on scheme and goals.<\/li>\n\n\n\n<li><strong>Minimum Deposit:<\/strong> Usually around \u20b91,000 (may vary by branch).<\/li>\n\n\n\n<li><strong>Interest Payment Options:<\/strong> Monthly, quarterly, cumulative at maturity, based on chosen plan.<\/li>\n\n\n\n<li><strong>Loan Against FD:<\/strong> Many banks offer loans up to a percentage of the FD amount.<\/li>\n<\/ul>\n\n\n\n<h2 id='tips-before-booking-a-tripura-gramin-bank-fd'  id=\"boomdevs_4\" class=\"wp-block-heading\">Tips Before Booking a Tripura Gramin Bank FD<\/h2>\n\n\n\n<p>Interest rates can change; confirm at your branch or on the bank website.<br>Choose tenure based on your financial goal (short-term vs long-term).<br>Senior citizens benefit from higher interest.<br>Tax implications can affect net returns \u2014 keep that in mind when planning.<\/p>\n\n\n\n<p>If you want, I can also explain <strong>how Tripura Gramin Bank FD interest is calculated<\/strong> and how much you\u2019ll get at maturity \u2014 just tell me the amount and tenure!<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10516","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}