{"id":10439,"date":"2026-02-11T09:48:34","date_gmt":"2026-02-11T09:48:34","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10439"},"modified":"2026-02-11T10:00:43","modified_gmt":"2026-02-11T10:00:43","slug":"bhim-uco-upi-2026-registration-login-upi-id-transaction-limits","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bhim-uco-upi-2026-registration-login-upi-id-transaction-limits\/","title":{"rendered":"BHIM UCO UPI 2026: Registration, Login, UPI ID & Transaction Limits"},"content":{"rendered":"\n

If you have a UCO Bank account<\/strong> and want to use UPI for instant money transfers, BHIM UCO UPI makes it simple and secure.<\/p>\n\n\n\n

In this guide, we explain how to register for BHIM UCO UPI<\/strong>, create your UPI ID, set UPI PIN, and understand transaction limits \u2014 step-by-step.<\/p>\n\n\n\n

Quick Summary: BHIM UCO UPI<\/h2>\n\n\n\n
Feature<\/th>Details<\/th><\/tr><\/thead>
Bank<\/td>UCO Bank<\/td><\/tr>
App Name<\/td>BHIM UCO UPI<\/td><\/tr>
Availability<\/td>Android (may vary by platform)<\/td><\/tr>
Services<\/td>Send\/Receive money, Balance check<\/td><\/tr>
Transaction Mode<\/td>UPI<\/td><\/tr>
Availability<\/td>24×7<\/td><\/tr>
Charges<\/td>Usually free for customers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

UPI transaction limits are as per NPCI guidelines and may vary by bank.<\/p>\n\n\n\n

What is BHIM UCO UPI?<\/h1>\n\n\n\n

BHIM UCO UPI is the official UPI-based mobile app offered by UCO Bank<\/strong>. It allows customers to:<\/p>\n\n\n\n

    \n
  • Send money instantly<\/li>\n\n\n\n
  • Receive payments<\/li>\n\n\n\n
  • Scan & pay QR codes<\/li>\n\n\n\n
  • Check account balance<\/li>\n\n\n\n
  • View transaction history<\/li>\n<\/ul>\n\n\n\n

    All transactions are processed through the UPI network (NPCI)<\/strong> and work 24×7, including bank holidays.<\/p>\n\n\n\n

    How to Register for BHIM UCO UPI (2026)<\/h1>\n\n\n\n

    Step 1: Download the App<\/h2>\n\n\n\n
      \n
    • Open Google Play Store<\/li>\n\n\n\n
    • Search for BHIM UCO UPI<\/strong><\/li>\n\n\n\n
    • Install the official app<\/li>\n<\/ul>\n\n\n\n

      Always verify developer details before installing.<\/p>\n\n\n\n

      Step 2: Enter Mobile Number<\/h2>\n\n\n\n
        \n
      • Use the mobile number linked with your UCO Bank account<\/li>\n\n\n\n
      • Ensure SIM is in the primary slot<\/li>\n<\/ul>\n\n\n\n

        Step 3: OTP Verification<\/h2>\n\n\n\n
          \n
        • You will receive OTP<\/li>\n\n\n\n
        • App verifies automatically via SMS<\/li>\n<\/ul>\n\n\n\n

          Step 4: Select Bank Account<\/h2>\n\n\n\n
            \n
          • Choose UCO Bank<\/li>\n\n\n\n
          • App fetches linked account automatically<\/li>\n<\/ul>\n\n\n\n

            Step 5: Set UPI PIN<\/h2>\n\n\n\n

            If setting for first time:<\/p>\n\n\n\n

              \n
            • Enter debit card details<\/li>\n\n\n\n
            • Verify via OTP<\/li>\n\n\n\n
            • Create 4 or 6 digit UPI PIN<\/li>\n<\/ul>\n\n\n\n

              Now your BHIM UCO UPI is activated.<\/p>\n\n\n\n

              How to Create UPI ID in BHIM UCO<\/h1>\n\n\n\n

              After registration:<\/p>\n\n\n\n

                \n
              • Default UPI ID may look like:
                mobilenumber@ucobank<\/code><\/li>\n<\/ul>\n\n\n\n

                You can create custom ID (if available):<\/p>\n\n\n\n

                  \n
                • Go to Profile \u2192 UPI ID<\/li>\n\n\n\n
                • Add or modify handle<\/li>\n<\/ul>\n\n\n\n

                  Availability may vary.<\/p>\n\n\n\n

                  BHIM UCO UPI Transaction Limits (2026)<\/h1>\n\n\n\n

                  Typical limits:<\/p>\n\n\n\n

                    \n
                  • \u20b91 lakh per day (standard UPI limit)<\/li>\n\n\n\n
                  • Per transaction limit may apply<\/li>\n\n\n\n
                  • Limits may differ for new users<\/li>\n<\/ul>\n\n\n\n

                    For merchant payments:<\/p>\n\n\n\n

                      \n
                    • Some QR transactions may have higher limits<\/li>\n<\/ul>\n\n\n\n

                      Check inside app for exact limit applicable to your account.<\/p>\n\n\n\n

                      How to Send Money Using BHIM UCO UPI<\/h1>\n\n\n\n

                      Method 1: Using UPI ID<\/h2>\n\n\n\n
                        \n
                      1. Open app<\/li>\n\n\n\n
                      2. Tap Send<\/li>\n\n\n\n
                      3. Enter UPI ID<\/li>\n\n\n\n
                      4. Enter amount<\/li>\n\n\n\n
                      5. Confirm with UPI PIN<\/li>\n<\/ol>\n\n\n\n

                        Method 2: Using QR Code<\/h2>\n\n\n\n
                          \n
                        1. Tap Scan & Pay<\/li>\n\n\n\n
                        2. Scan merchant QR<\/li>\n\n\n\n
                        3. Enter amount<\/li>\n\n\n\n
                        4. Enter UPI PIN<\/li>\n<\/ol>\n\n\n\n

                          Method 3: Using Mobile Number<\/h2>\n\n\n\n
                            \n
                          1. Select Send via Mobile<\/li>\n\n\n\n
                          2. Enter registered number<\/li>\n\n\n\n
                          3. Confirm & enter PIN<\/li>\n<\/ol>\n\n\n\n

                            Common Issues & Troubleshooting<\/h1>\n\n\n\n

                            1. OTP Not Received<\/h3>\n\n\n\n
                              \n
                            • Ensure mobile number is linked<\/li>\n\n\n\n
                            • Check network signal<\/li>\n\n\n\n
                            • Keep SIM in primary slot<\/li>\n<\/ul>\n\n\n\n

                              2. UPI PIN Not Working<\/h3>\n\n\n\n
                                \n
                              • Use \u201cForgot UPI PIN\u201d option<\/li>\n\n\n\n
                              • Reset using debit card details<\/li>\n<\/ul>\n\n\n\n

                                3. Transaction Failed But Amount Debited<\/h3>\n\n\n\n
                                  \n
                                • Usually auto-reversed within 24\u201348 hours<\/li>\n\n\n\n
                                • Check transaction history<\/li>\n\n\n\n
                                • Contact UCO Bank if not reversed<\/li>\n<\/ul>\n\n\n\n

                                  4. App Not Opening<\/h3>\n\n\n\n
                                    \n
                                  • Update to latest version<\/li>\n\n\n\n
                                  • Clear app cache<\/li>\n\n\n\n
                                  • Reinstall if required<\/li>\n<\/ul>\n\n\n\n

                                    Security Tips for BHIM UCO UPI<\/h1>\n\n\n\n
                                      \n
                                    • Never share UPI PIN<\/li>\n\n\n\n
                                    • Do not approve collect requests without checking details<\/li>\n\n\n\n
                                    • Verify receiver name before confirming payment<\/li>\n\n\n\n
                                    • Avoid unknown payment links<\/li>\n\n\n\n
                                    • Enable app lock<\/li>\n<\/ul>\n\n\n\n

                                      FAQs: BHIM UCO UPI<\/h1>\n\n\n
                                      \n
                                      \n
                                      \n

                                      1. Is BHIM UCO UPI free?<\/h3>\n
                                      \n\n

                                      A. Yes, most UPI transactions are free for customers.<\/p>\n\n<\/div>\n<\/div>\n

                                      \n

                                      2. Can I use BHIM UCO UPI 24×7?<\/h3>\n
                                      \n\n

                                      A. Yes, UPI works 24×7 including holidays.<\/p>\n\n<\/div>\n<\/div>\n

                                      \n

                                      3. What is BHIM UCO UPI customer care?<\/h3>\n
                                      \n\n

                                      A. You can contact UCO Bank customer care or visit your branch for UPI-related issues.<\/p>\n\n<\/div>\n<\/div>\n

                                      \n