{"id":10419,"date":"2026-02-10T11:27:51","date_gmt":"2026-02-10T11:27:51","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10419"},"modified":"2026-02-10T11:27:51","modified_gmt":"2026-02-10T11:27:51","slug":"pnb-imps-charges-punjab-national-bank-fees-limits-rules-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/pnb-imps-charges-punjab-national-bank-fees-limits-rules-2026\/","title":{"rendered":"PNB IMPS Charges \u2013 Punjab National Bank Fees, Limits & Rules (2026)"},"content":{"rendered":"\n

PNB IMPS charges<\/strong> are the fees levied by Punjab National Bank (PNB)<\/strong> for instant fund transfers using the Immediate Payment Service (IMPS)<\/strong>. IMPS works 24×7<\/strong>, including Sundays and bank holidays, and credits money instantly to the beneficiary.<\/p>\n\n\n\n

Quick Summary<\/h2>\n\n\n\n
    \n
  • Bank:<\/strong> Punjab National Bank (PNB)<\/li>\n\n\n\n
  • Transfer mode:<\/strong> IMPS<\/li>\n\n\n\n
  • Availability:<\/strong> 24×7<\/li>\n\n\n\n
  • Speed:<\/strong> Instant<\/li>\n\n\n\n
  • Charges:<\/strong> Slab-based<\/li>\n\n\n\n
  • GST:<\/strong> Extra, as applicable<\/li>\n<\/ul>\n\n\n\n

    PNB IMPS Charges (Latest Slabs)<\/h2>\n\n\n\n

    PNB IMPS charges generally depend on the amount transferred<\/strong>.<\/p>\n\n\n\n

    IMPS Transfer Amount<\/th>Charges (\u20b9)<\/th><\/tr><\/thead>
    Up to \u20b91,000<\/td>\u20b92.50<\/td><\/tr>
    \u20b91,001 \u2013 \u20b925,000<\/td>\u20b95<\/td><\/tr>
    \u20b925,001 \u2013 \u20b91 lakh<\/td>\u20b915<\/td><\/tr>
    \u20b91,00,001 \u2013 \u20b92 lakh<\/td>\u20b925<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Charges are indicative. GST is applicable extra. Actual charges may vary by channel and account type.<\/p>\n\n\n\n

    PNB IMPS Charges by Channel<\/h2>\n\n\n\n

    IMPS via Net Banking \/ Mobile Banking<\/h3>\n\n\n\n
      \n
    • Charges apply as per the above slabs<\/li>\n\n\n\n
    • Some savings or salary accounts may have free IMPS transactions<\/strong><\/li>\n<\/ul>\n\n\n\n

      IMPS via Branch<\/h3>\n\n\n\n
        \n
      • Higher charges may apply<\/li>\n\n\n\n
      • Availability may be limited<\/li>\n<\/ul>\n\n\n\n

        PNB IMPS Transfer Limits<\/h2>\n\n\n\n
          \n
        • Minimum amount:<\/strong> \u20b91<\/li>\n\n\n\n
        • Maximum per transaction:<\/strong> \u20b92 lakh<\/li>\n\n\n\n
        • Daily limit:<\/strong> As set by PNB (varies by customer profile)<\/li>\n<\/ul>\n\n\n\n

          When Are IMPS Charges Deducted?<\/h2>\n\n\n\n
            \n
          • IMPS charges are deducted instantly<\/strong> along with the transfer amount<\/li>\n\n\n\n
          • Shown separately in the account statement<\/li>\n<\/ul>\n\n\n\n

            IMPS Failed but Amount Debited?<\/h2>\n\n\n\n
              \n
            • Amount is usually reversed within 1 working day<\/strong><\/li>\n\n\n\n
            • Keep the IMPS reference number for tracking<\/li>\n\n\n\n
            • Contact PNB customer care if reversal is delayed<\/li>\n<\/ul>\n\n\n\n

              IMPS vs NEFT in PNB<\/h2>\n\n\n\n
              Feature<\/th>IMPS<\/th>NEFT<\/th><\/tr><\/thead>
              Speed<\/td>Instant<\/td>Batch-based<\/td><\/tr>
              Availability<\/td>24×7<\/td>24×7<\/td><\/tr>
              Charges<\/td>Usually chargeable<\/td>Often free online<\/td><\/tr>
              Best for<\/td>Urgent transfers<\/td>Planned transfers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

              FAQs on PNB IMPS Charges<\/h2>\n\n\n
              \n
              \n
              \n

              Is IMPS free in PNB?<\/strong><\/h3>\n
              \n\n

              A. IMPS is usually chargeable, but some account variants may offer free transactions.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Is GST applicable on IMPS charges?<\/strong><\/h3>\n
              \n\n

              A. Yes, GST is charged on the IMPS fee.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Can IMPS be done on bank holidays?<\/strong><\/h3>\n
              \n\n

              A. Yes, IMPS works 24×7.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              What is the maximum IMPS limit in PNB?<\/strong><\/h3>\n
              \n\n

              A. Up to \u20b92 lakh per transaction.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

              Conclusion<\/h2><\/div>\n\n\n\n

              PNB IMPS is a fast and reliable<\/strong> fund transfer option, but it comes with slab-based charges<\/strong> depending on the amount and channel used. For exact fees applicable to your account, always check the PNB mobile app or net banking.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10419","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}