{"id":10417,"date":"2026-02-10T11:18:17","date_gmt":"2026-02-10T11:18:17","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10417"},"modified":"2026-02-10T11:18:17","modified_gmt":"2026-02-10T11:18:17","slug":"imps-charges-in-axis-bank-fees-limits-rules-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/imps-charges-in-axis-bank-fees-limits-rules-2026\/","title":{"rendered":"IMPS Charges in Axis Bank \u2013 Fees, Limits & Rules (2026)"},"content":{"rendered":"\n

Axis Bank IMPS charges<\/strong> are the fees applied when you transfer money instantly using the Immediate Payment Service (IMPS)<\/strong>. IMPS is available 24×7<\/strong>, including weekends and bank holidays, making it ideal for urgent fund transfers.<\/p>\n\n\n\n

Quick Summary<\/h2>\n\n\n\n
    \n
  • Bank:<\/strong> Axis Bank<\/li>\n\n\n\n
  • Transfer mode:<\/strong> IMPS<\/li>\n\n\n\n
  • Availability:<\/strong> 24×7<\/li>\n\n\n\n
  • Speed:<\/strong> Instant<\/li>\n\n\n\n
  • Charges:<\/strong> Based on transfer amount<\/li>\n\n\n\n
  • GST:<\/strong> Extra, as applicable<\/li>\n<\/ul>\n\n\n\n

    Axis Bank IMPS Charges (Latest Slabs)<\/h2>\n\n\n\n

    Axis Bank IMPS charges usually depend on the amount transferred<\/strong>.<\/p>\n\n\n\n

    IMPS Amount<\/th>Charges (\u20b9)<\/th><\/tr><\/thead>
    Up to \u20b91,000<\/td>\u20b92.50<\/td><\/tr>
    \u20b91,001 \u2013 \u20b925,000<\/td>\u20b95<\/td><\/tr>
    \u20b925,001 \u2013 \u20b91 lakh<\/td>\u20b915<\/td><\/tr>
    \u20b91,00,001 \u2013 \u20b92 lakh<\/td>\u20b925<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Charges are indicative and may vary by account type. GST is extra.<\/p>\n\n\n\n

    Axis Bank IMPS Charges for Different Channels<\/h2>\n\n\n\n

    IMPS via Mobile Banking \/ Net Banking<\/h3>\n\n\n\n
      \n
    • Charges usually apply as per slab<\/li>\n\n\n\n
    • Some premium or salary accounts may get free IMPS<\/strong><\/li>\n<\/ul>\n\n\n\n

      IMPS via Branch<\/h3>\n\n\n\n
        \n
      • Higher charges may apply<\/li>\n\n\n\n
      • Limited availability<\/li>\n<\/ul>\n\n\n\n

        Axis Bank IMPS Transfer Limit<\/h2>\n\n\n\n
          \n
        • Minimum amount:<\/strong> \u20b91<\/li>\n\n\n\n
        • Maximum per transaction:<\/strong> Up to \u20b92 lakh (IMPS limit)<\/li>\n\n\n\n
        • Daily limit:<\/strong> Set by Axis Bank (varies by customer profile)<\/li>\n<\/ul>\n\n\n\n

          When Are IMPS Charges Deducted?<\/h2>\n\n\n\n
            \n
          • IMPS charges are deducted immediately<\/strong> from your account<\/li>\n\n\n\n
          • Amount is shown separately in your transaction statement<\/li>\n<\/ul>\n\n\n\n

            IMPS Failed but Amount Debited?<\/h2>\n\n\n\n
              \n
            • Amount is usually reversed within 1 working day<\/strong><\/li>\n\n\n\n
            • If not, contact Axis Bank with the IMPS reference number<\/strong><\/li>\n<\/ul>\n\n\n\n

              IMPS vs NEFT \u2013 Axis Bank Comparison<\/h2>\n\n\n\n
              Feature<\/th>IMPS<\/th>NEFT<\/th><\/tr><\/thead>
              Speed<\/td>Instant<\/td>Batch-based<\/td><\/tr>
              Availability<\/td>24×7<\/td>24×7<\/td><\/tr>
              Charges<\/td>Usually chargeable<\/td>Often free online<\/td><\/tr>
              Best for<\/td>Urgent transfers<\/td>Planned payments<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

              FAQs on Axis Bank IMPS Charges<\/h2>\n\n\n
              \n
              \n
              \n

              Is IMPS free in Axis Bank?<\/strong><\/h3>\n
              \n\n

              A. IMPS is chargeable for many account types, but some accounts may offer free transactions.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Is GST charged on IMPS fees?<\/strong><\/h3>\n
              \n\n

              A. Yes, GST is applicable on IMPS charges.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Can IMPS be done on holidays?<\/strong><\/h3>\n
              \n\n

              A. Yes, IMPS works 24×7, including holidays.<\/p>\n\n<\/div>\n<\/div>\n

              \n

              What is the maximum IMPS limit?<\/strong><\/h3>\n
              \n\n

              A. IMPS allows transfers up to \u20b92 lakh per transaction.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

              Conclusion<\/h2><\/div>\n\n\n\n

              Axis Bank IMPS is a fast and reliable<\/strong> fund transfer option, but it usually comes with transaction charges<\/strong> depending on the amount and account type. Always check your Axis Bank app or net banking for exact charges applicable to your account.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10417","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}