{"id":10416,"date":"2026-02-10T11:14:18","date_gmt":"2026-02-10T11:14:18","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10416"},"modified":"2026-02-10T11:14:18","modified_gmt":"2026-02-10T11:14:18","slug":"idfc-first-bank-video-kyc-online-kyc-process-explained-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/idfc-first-bank-video-kyc-online-kyc-process-explained-2026\/","title":{"rendered":"IDFC First Bank Video KYC \u2013 Online KYC Process Explained (2026)"},"content":{"rendered":"\n

IDFC First Bank Video KYC<\/strong> is a paperless, online identity verification process<\/strong> that allows you to complete KYC from home using your mobile or laptop. It is commonly used while opening a savings account, salary account, or fixed deposit<\/strong> with IDFC First Bank.<\/p>\n\n\n\n

Quick Summary<\/h2>\n\n\n\n
    \n
  • Bank:<\/strong> IDFC First Bank<\/li>\n\n\n\n
  • Process:<\/strong> Video-based KYC (VKYC)<\/li>\n\n\n\n
  • Mode:<\/strong> Online (mobile or laptop)<\/li>\n\n\n\n
  • Time taken:<\/strong> 5\u201310 minutes (typically)<\/li>\n\n\n\n
  • Availability:<\/strong> 24×7 (agent availability may vary)<\/li>\n\n\n\n
  • Documents:<\/strong> PAN + Aadhaar<\/li>\n<\/ul>\n\n\n\n

    What Is IDFC Video KYC?<\/h2>\n\n\n\n

    Video KYC is a RBI-approved digital verification method<\/strong> where a bank official verifies your identity through a live video call<\/strong>. There is no need to visit a branch<\/strong> or submit physical documents.<\/p>\n\n\n\n

    IDFC First Bank uses Video KYC for:<\/p>\n\n\n\n

      \n
    • New savings account opening<\/li>\n\n\n\n
    • Zero-balance \/ digital accounts<\/li>\n\n\n\n
    • Fixed deposit & other digital products<\/li>\n<\/ul>\n\n\n\n

      Documents Required for IDFC Video KYC<\/h2>\n\n\n\n

      Keep the following ready before starting:<\/p>\n\n\n\n

        \n
      • PAN card (mandatory)<\/li>\n\n\n\n
      • Aadhaar card (for address verification)<\/li>\n\n\n\n
      • Smartphone \/ laptop with camera & mic<\/li>\n\n\n\n
      • Stable internet connection<\/li>\n<\/ul>\n\n\n\n

        Mobile number must be linked with Aadhaar for OTP verification.<\/p>\n\n\n\n

        How to Complete IDFC Video KYC (Step-by-Step)<\/h2>\n\n\n\n

        Step 1: Start Account Opening<\/h3>\n\n\n\n
          \n
        1. Visit the IDFC First Bank official website or app<\/li>\n\n\n\n
        2. Select Open Savings Account<\/strong> (or relevant product)<\/li>\n\n\n\n
        3. Enter basic details and verify mobile number with OTP<\/li>\n<\/ol>\n\n\n\n

          Step 2: Schedule or Start Video KYC<\/h3>\n\n\n\n
            \n
          • Choose Video KYC<\/strong> as the verification method<\/li>\n\n\n\n
          • You may be connected instantly or asked to schedule a call<\/li>\n<\/ul>\n\n\n\n

            Step 3: Live Video Verification<\/h3>\n\n\n\n

            During the video call, the bank official will:<\/p>\n\n\n\n

              \n
            • Verify your PAN card (shown on camera)<\/strong><\/li>\n\n\n\n
            • Ask basic questions (name, DOB, location)<\/li>\n\n\n\n
            • Capture your live photo<\/strong><\/li>\n\n\n\n
            • Confirm your address details<\/li>\n<\/ul>\n\n\n\n

              The process is recorded for security purposes.<\/p>\n\n\n\n

              Step 4: KYC Completion<\/h3>\n\n\n\n
                \n
              • Once verified, KYC status is updated<\/li>\n\n\n\n
              • Account is usually activated within 24\u201348 hours<\/strong><\/li>\n<\/ul>\n\n\n\n

                Important Rules for IDFC Video KYC<\/h2>\n\n\n\n
                  \n
                • You must be physically present in India<\/strong> during the call<\/li>\n\n\n\n
                • Face should be clearly visible (no mask \/ cap)<\/li>\n\n\n\n
                • Original PAN card must be shown<\/li>\n\n\n\n
                • Background should be clear and well-lit<\/li>\n<\/ul>\n\n\n\n

                  Common Problems & Solutions<\/h2>\n\n\n\n

                  Video KYC Failed?<\/h3>\n\n\n\n
                    \n
                  • Poor internet connection<\/li>\n\n\n\n
                  • Camera or mic not working<\/li>\n\n\n\n
                  • PAN details mismatch<\/li>\n<\/ul>\n\n\n\n

                    Solution:<\/strong> Restart the process or reschedule the call.<\/p>\n\n\n\n

                    Video KYC Pending?<\/h3>\n\n\n\n
                      \n
                    • Agent not available<\/li>\n\n\n\n
                    • Verification under review<\/li>\n<\/ul>\n\n\n\n

                      Solution:<\/strong> Wait for confirmation or check status in the app.<\/p>\n\n\n\n

                      Advantages of IDFC Video KYC<\/h2>\n\n\n\n
                        \n
                      • No branch visit required<\/li>\n\n\n\n
                      • Completely paperless<\/li>\n\n\n\n
                      • Fast account activation<\/li>\n\n\n\n
                      • RBI-compliant & secure<\/li>\n<\/ul>\n\n\n\n

                        FAQs on IDFC Video KYC<\/h2>\n\n\n
                        \n
                        \n
                        \n

                        Is IDFC Video KYC mandatory?<\/strong><\/h3>\n
                        \n\n

                        A. Yes, for fully digital account opening.<\/p>\n\n<\/div>\n<\/div>\n

                        \n

                        Is Video KYC safe?<\/strong><\/h3>\n
                        \n\n

                        A. Yes, it follows RBI guidelines and is securely recorded.<\/p>\n\n<\/div>\n<\/div>\n

                        \n

                        Can Video KYC be done on mobile?<\/strong><\/h3>\n
                        \n\n

                        A. Yes, mobile phones are fully supported.<\/p>\n\n<\/div>\n<\/div>\n

                        \n

                        What if I miss the Video KYC call?<\/strong><\/h3>\n
                        \n\n

                        A. You can reschedule the call from the app or link.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

                        Conclusion<\/h2><\/div>\n\n\n\n

                        IDFC First Bank Video KYC<\/strong> makes account opening quick, easy, and fully online<\/strong>. With minimal documents and a short video call, you can complete KYC from anywhere in India without visiting a branch.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10416","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}