{"id":10252,"date":"2026-02-06T08:17:59","date_gmt":"2026-02-06T08:17:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10252"},"modified":"2026-02-06T08:17:59","modified_gmt":"2026-02-06T08:17:59","slug":"sbi-mmid-meaning-how-to-get-check-use-2026-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/sbi-mmid-meaning-how-to-get-check-use-2026-guide\/","title":{"rendered":"SBI MMID \u2013 Meaning, How to Get, Check & Use (2026 Guide)"},"content":{"rendered":"\n

MMID (Mobile Money Identifier)<\/strong> is a 7-digit unique number<\/strong> issued by State Bank of India (SBI)<\/strong> for sending and receiving money through IMPS<\/strong> using your mobile number<\/strong>.<\/p>\n\n\n\n

Here\u2019s a simple, step-by-step guide to SBI MMID<\/strong> in easy Indian English.<\/p>\n\n\n\n

Quick Summary: SBI MMID<\/h2>\n\n\n\n
    \n
  • Full form:<\/strong> Mobile Money Identifier<\/li>\n\n\n\n
  • Digits:<\/strong> 7-digit number<\/li>\n\n\n\n
  • Used for:<\/strong> IMPS transfers<\/li>\n\n\n\n
  • Linked with:<\/strong> Registered mobile number + bank account<\/li>\n\n\n\n
  • Validity:<\/strong> Active until account\/mobile number changes<\/li>\n<\/ul>\n\n\n\n

    What Is MMID in SBI?<\/h2>\n\n\n\n

    SBI MMID is used when you send or receive money via IMPS using mobile number + MMID<\/strong>, instead of account number and IFSC.<\/p>\n\n\n\n

    To complete an IMPS transfer, you need:<\/p>\n\n\n\n

      \n
    • Beneficiary mobile number<\/strong><\/li>\n\n\n\n
    • Beneficiary MMID<\/strong><\/li>\n<\/ul>\n\n\n\n

      How to Get MMID in SBI<\/h2>\n\n\n\n

      You can generate or get your SBI MMID using any one<\/strong> of the methods below.<\/p>\n\n\n\n

      1. Get SBI MMID via SBI YONO App<\/h3>\n\n\n\n

      Steps:<\/strong><\/p>\n\n\n\n

        \n
      1. Open SBI YONO App<\/strong><\/li>\n\n\n\n
      2. Login \u2192 Banking Services<\/strong><\/li>\n\n\n\n
      3. Go to IMPS \/ Mobile Transfer<\/strong><\/li>\n\n\n\n
      4. Select Generate \/ View MMID<\/strong><\/li>\n\n\n\n
      5. Your 7-digit MMID<\/strong> will be displayed<\/li>\n<\/ol>\n\n\n\n

        \u2714 Fastest and easiest method<\/p>\n\n\n\n

        2. Get SBI MMID via SMS<\/h3>\n\n\n\n

        From your registered mobile number<\/strong>, send:<\/p>\n\n\n\n

        MMID\n<\/code><\/pre>\n\n\n\n
        Send to the SBI IMPS SMS number (as provided by SBI).<\/p>\n\n\n\n
        You\u2019ll receive an SMS with your MMID.<\/p>\n\n\n\n
        Note: SMS format or number may vary by circle. YONO App is more reliable.<\/p>\n\n\n\n
        3. Get MMID from SBI ATM<\/h3>\n\n\n\n
        Steps:<\/strong><\/p>\n\n\n\n
          \n
        1. Insert SBI debit card<\/li>\n\n\n\n
        2. Select IMPS \/ Mobile Banking<\/strong><\/li>\n\n\n\n
        3. Choose Generate MMID<\/strong><\/li>\n\n\n\n
        4. Enter mobile number<\/li>\n\n\n\n
        5. Confirm \u2192 MMID shown on screen\/receipt<\/li>\n<\/ol>\n\n\n\n
          4. Get MMID by Visiting SBI Branch<\/h3>\n\n\n\n
            \n
          • Carry ID proof<\/strong><\/li>\n\n\n\n
          • Request MMID for your account<\/li>\n\n\n\n
          • Bank staff will help generate it<\/li>\n<\/ul>\n\n\n\n
            How to Check Existing SBI MMID<\/h2>\n\n\n\n
              \n
            • SBI YONO App<\/strong> \u2192 IMPS section<\/li>\n\n\n\n
            • ATM receipt<\/strong> (if generated earlier)<\/li>\n\n\n\n
            • SMS received earlier<\/strong><\/li>\n<\/ul>\n\n\n\n
              If you\u2019ve changed your mobile number, you may need to regenerate MMID<\/strong>.<\/p>\n\n\n\n
              How to Use SBI MMID for IMPS Transfer<\/h2>\n\n\n\n
              Send Money (Using Mobile + MMID)<\/h3>\n\n\n\n
              You need:<\/p>\n\n\n\n
                \n
              • Beneficiary mobile number<\/li>\n\n\n\n
              • Beneficiary MMID<\/li>\n\n\n\n
              • Amount<\/li>\n\n\n\n
              • MPIN \/ OTP<\/li>\n<\/ul>\n\n\n\n
                Money is credited instantly (24×7)<\/strong>.<\/p>\n\n\n\n
                Receive Money<\/h3>\n\n\n\n
                Share your:<\/p>\n\n\n\n
                  \n
                • Registered mobile number<\/strong><\/li>\n\n\n\n
                • SBI MMID<\/strong><\/li>\n<\/ul>\n\n\n\n
                  That\u2019s it \u2014 sender can transfer instantly.<\/p>\n\n\n\n
                  SBI MMID Limits (Indicative)<\/h2>\n\n\n\n
                    \n
                  • Per transaction:<\/strong> Up to \u20b92 lakh<\/li>\n\n\n\n
                  • Daily limit:<\/strong> Depends on account & channel<\/li>\n<\/ul>\n\n\n\n
                    Limits may vary. Check in YONO App<\/strong> for confirmation.<\/p>\n\n\n\n
                    FAQs: SBI MMID<\/h2>\n\n\n
                    \n
                    \n
                    \n
                    Is MMID same as IFSC?<\/strong><\/h3>\n
                    \n\n
                    A. No. MMID is used for mobile-based IMPS. IFSC is used for account-based transfers.<\/p>\n\n<\/div>\n<\/div>\n
                    \n
                    Is MMID mandatory for IMPS?<\/strong><\/h3>\n
                    \n\n
                    A. Only if you use mobile number-based IMPS<\/strong>. For account+IFSC, MMID is not needed.<\/p>\n\n<\/div>\n<\/div>\n
                    \n
                    Can I have multiple MMIDs?<\/strong><\/h3>\n
                    \n\n
                    A. Yes. Each account linked to a mobile number can have a separate MMID.<\/p>\n\n<\/div>\n<\/div>\n
                    \n
                    Does MMID expire?<\/strong><\/h3>\n
                    \n\n
                    A. No, but it may become inactive if your mobile number or account changes.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n
                    Common Issues & Troubleshooting<\/h2><\/div>\n\n\n\n
                      \n
                    • IMPS failed \u2192 Check MMID & mobile number<\/li>\n\n\n\n
                    • Changed mobile number \u2192 Regenerate MMID<\/li>\n\n\n\n
                    • MMID not received \u2192 Use YONO App instead<\/li>\n<\/ul>\n\n\n\n
                      Security Tips<\/h2>\n\n\n\n
                        \n
                      • Never share OTP or MPIN<\/li>\n\n\n\n
                      • Share MMID only with trusted people<\/li>\n\n\n\n
                      • Use official SBI apps\/ATMs only<\/li>\n\n\n\n
                      • Enable SMS alerts for IMPS transactions<\/li>\n<\/ul>\n\n\n\n
                        Conclusion<\/h2>\n\n\n\n
                        SBI MMID makes instant money transfer via IMPS<\/strong> quick and simple using just your mobile number<\/strong>. The easiest way to generate or check your MMID is through the SBI YONO App<\/strong>.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10252","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}