{"id":10073,"date":"2026-01-27T12:17:43","date_gmt":"2026-01-27T12:17:43","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10073"},"modified":"2026-01-27T12:17:43","modified_gmt":"2026-01-27T12:17:43","slug":"obc-bank-what-happened-current-status-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/obc-bank-what-happened-current-status-2026\/","title":{"rendered":"OBC Bank: What Happened & Current Status (2026)"},"content":{"rendered":"\n

OBC Bank<\/strong> stands for Oriental Bank of Commerce<\/strong>. If you\u2019re searching for OBC Bank today, here\u2019s the key update you should know<\/p>\n\n\n\n

What Happened to OBC Bank?<\/h2>\n\n\n\n

Oriental Bank of Commerce (OBC) no longer operates as a separate bank.<\/strong><\/p>\n\n\n\n

Bank Merger Update<\/h3>\n\n\n\n
    \n
  • OBC merged with Punjab National Bank (PNB)<\/strong><\/li>\n\n\n\n
  • Merger date:<\/strong> 1 April 2020<\/li>\n\n\n\n
  • OBC branches, IFSC codes, and services now function under PNB<\/strong><\/li>\n<\/ul>\n\n\n\n

    What Does This Mean for OBC Customers?<\/h2>\n\n\n\n

    If you had an OBC account earlier:<\/p>\n\n\n\n

      \n
    • Your account is now a PNB account<\/strong><\/li>\n\n\n\n
    • Account number usually remains the same (unless informed)<\/li>\n\n\n\n
    • Old OBC IFSC codes were replaced with PNB IFSC codes<\/strong><\/li>\n\n\n\n
    • Debit cards, cheque books, and net banking are now PNB services<\/strong><\/li>\n<\/ul>\n\n\n\n

      OBC Bank Services Today<\/h2>\n\n\n\n

      All former OBC services are available through PNB<\/strong>, including:<\/p>\n\n\n\n

        \n
      • Savings & current accounts<\/li>\n\n\n\n
      • NEFT \/ RTGS \/ IMPS<\/li>\n\n\n\n
      • ATM & debit card services<\/li>\n\n\n\n
      • Internet & mobile banking<\/li>\n\n\n\n
      • Passbook & cheque facilities<\/li>\n<\/ul>\n\n\n\n

        How to Find Your New PNB IFSC Code?<\/h2>\n\n\n\n
          \n
        • Check updated passbook<\/li>\n\n\n\n
        • Use PNB net banking \/ mobile app<\/li>\n\n\n\n
        • Visit nearest PNB branch<\/li>\n<\/ul>\n\n\n\n

          Using the old OBC IFSC may cause transaction failure<\/strong>.<\/p>\n\n\n\n

          Common Issues After OBC\u2013PNB Merger<\/h2>\n\n\n\n

          NEFT\/RTGS failed using old IFSC?<\/strong><\/p>\n\n\n\n

            \n
          • Update beneficiary with new PNB IFSC code<\/strong><\/li>\n<\/ul>\n\n\n\n

            Confusion about branch name?<\/strong><\/p>\n\n\n\n

              \n
            • OBC branch names may still appear, but bank is PNB<\/li>\n<\/ul>\n\n\n\n

              ATM card not working?<\/strong><\/p>\n\n\n\n

                \n
              • Replace old OBC card with PNB debit card<\/strong> if expired<\/li>\n<\/ul>\n\n\n\n

                FAQs: OBC Bank<\/h2>\n\n\n
                \n
                \n
                \n

                Is OBC Bank still active?<\/strong><\/h3>\n
                \n\n

                A. No. OBC is now fully merged with PNB.<\/p>\n\n<\/div>\n<\/div>\n

                \n

                Can I still use my OBC passbook?<\/strong><\/h3>\n
                \n\n

                A. Yes, until replaced by a PNB passbook.<\/p>\n\n<\/div>\n<\/div>\n

                \n

                Do I need to open a new PNB account?<\/strong><\/h3>\n
                \n\n

                A. No. Your OBC account automatically became a PNB account.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

                Conclusion<\/h2><\/div>\n\n\n\n

                OBC Bank is now part of Punjab National Bank (PNB).<\/strong> All banking services continue without disruption under PNB.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10073","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}