{"id":10061,"date":"2026-01-27T09:31:51","date_gmt":"2026-01-27T09:31:51","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=10061"},"modified":"2026-01-27T09:31:51","modified_gmt":"2026-01-27T09:31:51","slug":"union-bank-rtgs-form-download-details-how-to-fill-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/union-bank-rtgs-form-download-details-how-to-fill-2026\/","title":{"rendered":"Union Bank RTGS Form: Download, Details & How to Fill (2026)"},"content":{"rendered":"\n

Union Bank of India provides an RTGS form<\/strong> for customers who want to transfer \u20b92 lakh or more<\/strong> through a bank branch. RTGS is used for high-value and urgent fund transfers<\/strong>.<\/p>\n\n\n\n

This guide explains the Union Bank RTGS form details, required information, and filling process<\/strong>.<\/p>\n\n\n\n

Quick Summary: Union Bank RTGS Form<\/h2>\n\n\n\n
    \n
  • Used for:<\/strong> High-value fund transfer<\/li>\n\n\n\n
  • Minimum amount:<\/strong> \u20b92,00,000<\/strong><\/li>\n\n\n\n
  • Mode:<\/strong> Branch (offline)<\/li>\n\n\n\n
  • Processing:<\/strong> Real-time during banking hours<\/li>\n\n\n\n
  • Charges:<\/strong> As per Union Bank rules + GST (may vary)<\/li>\n<\/ul>\n\n\n\n

    Union Bank RTGS Form \u2013 Required Details<\/h2>\n\n\n\n

    When filling the Union Bank RTGS form<\/strong>, you need the following details:<\/p>\n\n\n\n

    Applicant (Sender) Details<\/h3>\n\n\n\n
      \n
    • Applicant name<\/li>\n\n\n\n
    • Union Bank account number<\/li>\n\n\n\n
    • Account type (Savings \/ Current)<\/li>\n\n\n\n
    • Mobile number<\/li>\n\n\n\n
    • Signature of account holder<\/li>\n<\/ul>\n\n\n\n

      Beneficiary Details<\/h3>\n\n\n\n
        \n
      • Beneficiary name<\/li>\n\n\n\n
      • Beneficiary bank name<\/li>\n\n\n\n
      • Branch name<\/li>\n\n\n\n
      • IFSC code<\/strong><\/li>\n\n\n\n
      • Beneficiary account number<\/li>\n<\/ul>\n\n\n\n

        Transaction Details<\/h3>\n\n\n\n
          \n
        • RTGS amount (\u20b92,00,000 or above)<\/li>\n\n\n\n
        • Amount in words<\/li>\n\n\n\n
        • Purpose of remittance (optional)<\/li>\n<\/ul>\n\n\n\n

          How to Fill Union Bank RTGS Form \u2013 Step-by-Step<\/h2>\n\n\n\n

          Write your name and Union Bank account number<\/strong>
          Select \/ tick RTGS<\/strong> (not NEFT)
          Enter beneficiary name & account number<\/strong>
          Fill correct IFSC code<\/strong> carefully
          Mention amount in figures and words<\/strong>
          Sign the form as per bank records
          Submit the form at the Union Bank branch counter<\/strong><\/p>\n\n\n\n

          Carry valid ID proof<\/strong> if the branch asks for verification.<\/p>\n\n\n\n

          Where to Get Union Bank RTGS Form?<\/h2>\n\n\n\n
            \n
          • Union Bank home branch<\/li>\n\n\n\n
          • Customer service desk at any Union Bank branch<\/li>\n<\/ul>\n\n\n\n

            Many branches provide a combined NEFT\/RTGS form<\/strong>.<\/p>\n\n\n\n

            Union Bank RTGS Timing<\/h2>\n\n\n\n
              \n
            • Branch RTGS:<\/strong> During bank working hours<\/li>\n\n\n\n
            • Online RTGS (Net Banking \/ Mobile App):<\/strong> 24×7<\/li>\n<\/ul>\n\n\n\n

              Forms submitted after the daily cut-off may be processed on the next working day<\/strong>.<\/p>\n\n\n\n

              Union Bank RTGS Charges (Indicative)<\/h2>\n\n\n\n
              RTGS Amount<\/th>Charges (approx.)<\/th><\/tr><\/thead>
              \u20b92 lakh to \u20b95 lakh<\/td>\u20b925 + GST<\/td><\/tr>
              Above \u20b95 lakh<\/td>\u20b950 + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

              Charges may vary by branch or account type<\/strong>.<\/p>\n\n\n\n

              Common Issues & Troubleshooting<\/h2>\n\n\n\n

              RTGS delayed?<\/strong><\/p>\n\n\n\n

                \n
              • Usually credited within minutes<\/li>\n\n\n\n
              • Delays may occur due to incorrect details<\/li>\n<\/ul>\n\n\n\n

                Amount debited but not credited?<\/strong><\/p>\n\n\n\n

                  \n
                • Contact Union Bank branch with UTR number<\/strong><\/li>\n<\/ul>\n\n\n\n

                  Security Tips<\/h2>\n\n\n\n
                    \n
                  • Double-check beneficiary account number & IFSC<\/li>\n\n\n\n
                  • Use block letters while filling the form<\/li>\n\n\n\n
                  • Keep RTGS acknowledgment slip safe<\/li>\n\n\n\n
                  • Never share UTR or OTP with unknown callers<\/li>\n<\/ul>\n\n\n\n

                    FAQs: Union Bank RTGS Form<\/h2>\n\n\n
                    \n
                    \n
                    \n

                    Is RTGS form mandatory in Union Bank?<\/strong><\/h3>\n
                    \n\n

                    A. Yes, for branch-based RTGS transactions.<\/p>\n\n<\/div>\n<\/div>\n

                    \n

                    Can I do RTGS without Union Bank account?<\/strong><\/h3>\n
                    \n\n

                    A. Cash RTGS may be allowed at some branches with additional charges.<\/p>\n\n<\/div>\n<\/div>\n

                    \n

                    What is the minimum RTGS amount?<\/strong><\/h3>\n
                    \n\n

                    A. \u20b92,00,000.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

                    Conclusion<\/h2><\/div>\n\n\n\n

                    The Union Bank RTGS form<\/strong> is required for high-value transfers through the branch<\/strong>. For faster and usually free transfers, online RTGS via net banking or mobile app<\/strong> is the better option.<\/p>\n\n\n\n

                    <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-10061","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/10061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}