You used a bank today - without realizing it!
Welcome to the world of embedded finance.
Banking features inside non-bank apps.
Finance is now built into everything you use.
eBay 💻 + YouLend 💸 → Instant seller loans.
E-commerce and finance are merging like never before.
‘Buy Now, Pay Later’ spending up 21 % in 2025.
BNPL makes shopping easy - maybe too easy.
✅ Convenience ❌ Debt Risk
It’s smooth and instant - but control your clicks.
Your car, fridge, or watch could soon offer loans!
Embedded finance is becoming invisible - but everywhere.
Would you trust every app with your money?
The line between tech and banking is gone - what’s next?